Can You Practice Green Investing as a Currency Trader?

As a Forex trader, your goal is to make money off of exchange rates and different types of money-related markets. For many people, not only do they want to be able to make returns off of this particular endeavor, but they want to take a green approach to their work as well. Understanding how to correlate your eco-friendly goals with your Forex transactions is an important part of building your portfolio.

What is Green Investing?

Green investing simply means that you have a focus on companies that either support or provide eco-friendly and sustainable services. For example, the company might base itself in organic farming, or it might be a company that has taken hundreds of measures to reduce their impact on the local environment. Another great example of green investing is choosing to buy stock in a solar panel manufacturer or an electric hybrid car company. It may take a bit of research on your part to figure out which companies and areas are practicing these environmentally-friendly methods so that you can make smarter decisions.

Is It Possible with Forex?

As a Forex exchanger, your goal is to buy and sell currency as it changes in value. This is one of the most popular options available, and it is why so many people have gotten involved in the monetary market to date. Rather than purchasing individual stocks, online Forex trading can be done as a way to avoid severe fluctuations in the market on any given day. If you’d like to become a green investor, this is definitely possible when dealing with monetary markets. It simply takes a bit of research to figure out which currencies to buy and trade that align with your goals.

How Can It Be Done?

There are several ways for you to take your love for the environment and blend it into your Forex trading. First, you’ll want to buy, sell or exchange currencies that are specific to countries that are more environmentally-friendly. These countries may be adopting sustainable practices, so you’ll be supporting their efforts by investing into their currency. Likewise, you can take the funds that you make off of your investments to put back into eco-friendly companies and sustainable manufacturers.

What You Need to Get Started

The first step is to find a Forex platform that works for you. Before choosing the company you’ll be using to do your trading, it’s a smart idea to see what efforts they are taking to lower their impact on the environment. Choosing an eco-friendlier platform will help you to achieve your goals of becoming a green investor. You will then need to create a portfolio for yourself to get started. Your next step is to buy and exchange currencies in order to start seeing a monetary return. While actively working, it’s a smart idea to continue to familiarize yourself with different currencies and countries. This will allow you to avoid investing in countries that are not practicing environmental conservation so that you can focus all of your efforts on ones that do.

How Bitcoin Can Evolve

Everyone is down on Bitcoin. The cryptocurrency has been hovering around $10,000 for a long time, occasionally popping up and then dipping back down below. The roller coaster valuation is troublesome, but it is more in line with historical commodities. The original cryptocurrency is just going through  what many financial instruments have gone through over their life spans, from invention to adoption to mainstream acceptance. The bubble fears could be real, but that can happen with any currency or security or financial product.

The key is to manage the short term volatility while still staying hip to the long game. The underlying value of Bitcoin is in the blockchain technology. And its uses will evolve greatly as we see the market create new uses for the tech and the tools emerge from behind the shiny new toys.

Blockchain can be a very effective tool for organizing and verifying digital rights management. That could offer a great new way of creating and monetizing media. When you combine private key cryptography with the right incentives and a shared, distributed ledger, you can keep track of ownership in a very secure and efficient manner. That has all sorts of ramifications for creating media, keeping the ownership benefits with creators and making sure that the network is protected from outside forces.

Bitcoin dreamers will believe till the very end. The idea of a decentralized currency with no fiat properties and a viable transaction speed may be a pipe dream. But the process of working towards that and the market doing its work will result in tools and technologies that otherwise would not have existed. That is the process that the growth of the world wide web and digital tech has revealed to us. There is always going to be a use that others did not think of.

Staying on top of the Bitcoin news cycle can be valuable for traders and for enthusiasts. If you are looking to take advantage of the ongoing volatility, you can keep track of the markets and how the various cryptocurrencies react against each other. That can give you profitable insights that might not hurt your bottom line. The key is to be familiar enough with the various exchanges and be able to move money around without incurring too many excessive fees. Day trading crypto is possible, but it is harder than day trading more traditional financial products.

Popular culture has a complicated relationship to Bitcoin and cryptocurrency. Many in the entertainment industry regard the markets with skepticism and thinly veiled contempt. That is often how people that don’t’ understand the nuances tend to regard new things. A popular comedian on HBO recently compared Bitcoin to Beanie Babies and gambling, capitalizing on the association with unsustainable valuation and improper risk management.

While that may be funny to some, the truth is that Bitcoin can be the beginning of something much more substantial. Learn as much as you can about the blockchain, so you can be ahead of the naysayers and the skeptics.

 

6 Ways to Save Money by Going Green at Work

Tesla’s hyper-sexy cars and expensive solar roofs may have you believing that going green is only for the rich and famous. But don’t let Musk convince you that being environmentally-friendly needs to cost a fortune. Here are six simple ways you can go green whilst actually saving money for your business:

1.  Government subsidies

The government is trying to incentivize going green, and there’s a good chance you’ll get a rebate for being environmentally friendly at work. If you’re short on cash on a rebate approved investment, a good idea may be to get a small grant, or a cash advance from Cash Stop to install the technology required to go green. Considering how these newer and sustainable technologies are cheaper to operate, you can expect some considerable savings over time.

2.  LED costs less

There’s no doubt that LED bulbs cost more upfront. However, they are designed to last nearly 25x longer than other bulbs. Over time, these smart LED lights can cost nearly a third of what incandescent bulbs would cost you.

Switching all your bulbs to LEDs could save your business thousands of dollars each year, and the government estimates it could save the country a total of $30 billion by 2027. LEDs look better and are more customizable, so there’s really no good reason not to get them.

3.  Upcycle furniture

Used or recycled furniture will probably cost less to buy and is great for the environment. Old chairs and desks can easily be refurbished for use in your office.

4.  Save money on travel by working from home

A report from 2013 found that nearly half of all the staff at the US Environmental Protection Agency (EPA) worked from home. This is because the department responsible for conserving the environment knows what’s best for it.

Working from home cuts out the single biggest pollutant – vehicular emissions. It also costs the business less to provide heating and lighting for employees when they turn up to work. Large firms like IBM and Microsoft have saved tens of thousands of dollars per employee who chose to work from home.

5.  Conserve Water

Even a relatively small office can save nearly $300 a year by using water-efficient appliances. You can probably go a step further and replace your toilet and heaters with the latest technology to conserve even more water each year.

6.  No More paper

Paper isn’t expensive, but larger firms use a ton of it and much of it is wasted. Over time, the costs add up. Digitizing completely means less waste and substantial cost savings, depending on the size of your business. Some large firms have saved millions in paper costs alone.

Going green isn’t always expensive. These are just some of the sustainable moves you can make to cut costs while saving the planet.

Here’s why it is important to document your finances for your family

Life is unpredictable and being healthy today does not guarantee you the same tomorrow. Death and incapacitation are common occurrences that take place on a daily basis and thus one needs to have a plan. Documenting your finances does not mean that you are predicting own death as many people tend to think. It just shows that you are smart and responsible enough to direct others how to use your estates when you are gone. The following are reasons why you should document your finances.

  1. Appoint your beneficiaries

The government shares property among the immediate family members according to the laws and regulations regarding inheritance if there is no valid will. Such property is not given to charity or friends unless there is a will that directs so. You can distribute your finances among family, friends and other noble courses through writing.

  1. Avoid conflicts among family members

Family feuds and fights over property often happen due to lack of documentation. The government in such a case appoints a lawyer to handle the sharing. Inheritance disagreements can lead to enmity and mistrust among family members. The only way to ensure that family members protect and respect your decisions is putting it in writing.

  1. To cater for emergencies

Accidents are inevitable, and you can become ill or incapacitated such that you cannot make logical decisions. You can designate someone to handle your finances in such instances for smooth running. You can draft a Power Of Attorney to deal with all your legal and financial matters. You can also prepare a living will that dictates how to handle your medical health when you cannot speak for yourself.

  1. Avoid losing property to the government

The crown takes all the assets when someone dies with no valid will or family. The process of inheriting unclaimed assets is tedious because one has to prove that he/she is an entitled relative. Friends can also fraud your loved ones after your demise.

  1. Plan ahead for a decent send-off

You can direct the family members on how to conduct your funeral service, particularly if you want specific things to happen. The last thing you want is to lumber your family with debt. Paying into a plan will stop that problem from happening.

A proper documentation gives your inheritors an easy time when managing your estates. It is only through writing that you can direct your loved ones on how to use the property.

Buying or Renting is Not the Only Argument when it Comes to Housing

Housing debates, the kind that as you grow older start to fill your conversation with friends over drinks. Should I rent or buy? Should I get a roommate to share the cost? Should I invest in a rental property? or even Should I move in with my parents?

This is the new reality for today’s housing market. If you live in a major metropolitan centre you may have even been priced out of your market. Did you know that if you make an average income in San Francisco that you would need four roommates to get by? How about eight in Hong Kong?

This infographic from the real estate agents at Liberty Village Toronto, calculates the number of roommates needed for major cities across the globe. It also provides some really neat stats around home ownership that you may have not considered.

Spoiler: Hong Kong is probably not the place for you.

Do-You-Need-A-Roommate1

Graphic Design by Miami Seo Company, Vol & Tier Digital

Stuck for Cash? Get an Illinois Title Loan

Nothing is worse than needing some quick cash, but not haven’t enough in your wallet or bank account. Often unexpected bills arrive at the least opportune times—the car breaks right before the big vacation—or you lose your job and need to pay rent. A car title loan may be the best way for obtaining the cash you need quickly.

Title loans work by turning your car title into fast cash. It works as a loan, which you repay over a set payment schedule. The process works quickly, and most applicants will have their cash within twenty-four hours. This is often a lot faster loan than a bank can provide, particularly if you’re applying for your loan over the weekend, or in the evening.

Most banks have a longer application process, and you may have to give a reason for your loan, such as to pay bills, job loss, etc., which are reasons they may not like to hear.

Many people also have a bad credit score. This may have resulted from a job loss in the past where many bills were paid late. But with Illinois Title Loans they won’t look at your past credit history. Instead, your loan is secured with collateral, in this case it’s your car. In the event that you can’t pay back your loan, your car’s title will pass to the lender. It doesn’t happen too often, but you can be confident that you’ll have obtained a fair price for it. In the event this happens, your credit history will not be affected at all.

To see how much money you can get on your car title loan, visit the0 Illinois Title Loans website. Enter details about your vehicle: year, make, model, style, and estimated mileage, and click Next. The next step is entering details about you: full name, cell number, email and zip code. You’ll have to x the box to agree to receiving a quote on how much cash your car is worth. You’ll also need to agree to the privacy and wireless policies, and the terms and conditions, then click the Submit button.

Shortly afterwards, you’ll receive your quote. There is no obligation for obtaining a quote—if all you want to do is see how much you can get, you don’t need to follow through with the application process. But if you do, you’ll receive details in your email account. The entire application process will take less than 24 hours.

Another great benefit to obtaining title loans is that you can still keep on driving your car. This is different than obtaining a loan from a pawn shop, where you must surrender your item until you have paid the loan back in full.

Some other ways you can use the quick cash from a car loan include paying for medical or business expenses, car repairs, and many other reasons. There are no restrictions to how you spend your cash.

Choose Illinois Title Loans for the next time you need a loan. You may have some great ideas for how you’re going to spend your extra cash