Hey there. Thanks for coming by. This is the time of the month when I review my financial and health progress and share with you all. To check out my yearly goals, see the tab at the top of the page. This month was surely crazy as I was on the road for about 66% of it. There is a balance on my credit card right now, but I’m sure that once my reimbursement check for travel comes in, I’ll be able to pay it totally off, so I didnt include it this month. Also, I finally made a payment to my student loan! It’s almost gone!
I made more progress on these! My smaller loan is almost paid off, and hopefully I’ll have enough to pay it off when I get paid at the beginning of october.
Direct Loan $563 ($1,094) – I think I’ll be able to put this one to bed with either my october or november paychecks. Once I pay the final bills for fincon and alaska (when I get them, of course) I’ll put whatever else to this. I got really annoyed with this loan last week, and made a decision to pay it off. I get a little help on this loan from my parents, so I’m waiting until the payment they sent in clears, then i’ll take it down. Neither of these I can check until October 10 (!!) because the website has been down. Dont even get me started on that.
Great Lakes Loan $11,544 ($82) Just sent my regular minimum payment to this loan. This one is totally on the back burner, but seeing that just 1/2 of what I sent them goes to principal annoys me.
Pretty self explanatory – the loan for my truck. I got a huge boost on this loan this month from a hail storm we had in the area around mid july. There was quite a bit of damage (many are getting new roofs) and there was over $6k of damage worth to my car. When I got the check, the insurance rep said I could get the vehicle fixed or use the money to pay down the loan. No brainer for me, and I wiped out 33% of the value of the loan.
Ford Credit: $10,065 ($294): After last months 5k+ payment, this is back to normal until my student loan goes away. Nice to see the balance so low though!
I’ve also decided to track my health goals for the year. This has been up and down all year, but despite the traveling, I’ve managed to keep it together this month. This is usually gym visits, but I dont always like to go to the gym, so I’m changing it to workouts. Usually when I dont go to the gym, I go running.
Week of August 28: 5 days
Week of September 4: 4 days
Week of September 11: 5 days
Week of September 18: 5 days
Week of September 25: 4 days
Goal Workouts: 20
Total Visits: 23
I did pretty good this month with my workouts. I did quite a bit of hiking when I was in Alaska, and quite a bit of walking as well. Normally, I dont count things like walking because I consider stuff like that “free” exercise, but I counted it out here because I was walking 4+ miles every day. I figured that would be worth a notice. Hopefully, you all had as good a month as I did – though I think my traveling will show up in the next monthly review. I got quite a bit of christmas gifts, but I still spent quite a bit.