Earning Money as a Freelance Researcher

Access to the internet makes everyone seem capable of learning what they need to know on their own. However, the sheer volume of information available online—not to mention the knowledge which remains exclusively offline—means there’s a premium placed on finding exactly what you need to know and making sure that information is accurate.

This is where becoming a paid researcher becomes a potential opportunity to earn income. By knowing how to cut through the irrelevant noise, isolate reliable sources, and search for the truth, graduate students can make some decent money and gain valuable experience in the process.

Let’s take a look at the important things to know and know about before getting started:

Tools

While much of what you do as a freelance researcher will be done online, there’s a good chance you’ll also find yourself visiting traditional libraries and archives. This is especially true if conducting historical research on behalf of a client, particularly if it involves finding information about a local community, building, or individual from the past. With this in mind, it’s important to have a few tools available. The first is a document scanner you can use on your smartphone. This enables researchers to digitize book pages, newspaper articles, maps, and other pieces of information they find in hard copy format. Another useful tool for freelance researchers is a compact laptop for quick data entry and on-the-go digital detective work.

Resources

The first stop for most research – both paid and unpaid – is Google. The right recipe of words can lead you down the right path. But since the internet is full of unreliable sources full of conjecture and – sometimes – outright lies, those earning money via research need to be more selective about where they get their information. While by no means impervious to error, academic databases and journals are where key sources of reliable, peer-reviewed information can be found. The content produced by reputable news agencies is another valuable source of accurate accounts and trustworthy information.

Tips

Most subjects, no matter how esoteric, have articles and books devoted to digging into the details. Accessing these condensed sources of information can save researchers a lot of time and trouble, but those being paid to get to the truth about a topic need to avoid relying on a single source of information. Always make an effort to get to the primary sources on which the information found in articles and books is based. Personal accounts, contemporary journalism, scientific data, and legal documents are just some of the primary resources worth uncovering.

Finding Clients

Learning how to be an expert researcher is one thing, but finding people willing to pay for that service is another. Graduate students can start by putting fliers and posters up on campus. Billboards found in most university buildings are seen by hundreds of people every day, many of whom are going to consider the benefits of paying someone else to do research for them. Word-of-mouth generated from this base group of clients can lead to other opportunities as well. Affordable online advertising is another avenue to consider.

Getting Paid

Most people don’t carry cash anymore and checks can potentially bounce. With this in mind, it’s a good idea to get acquainted with a service like Paypal or Venmo. Create an account and have clients make their payments that way. Send invoices once you’ve collected the information they want, and wait until the money is safely in your account before handing your findings over to them. Money in an online account can be transferred to your personal bank, making them ideal for doing research on behalf of anyone anywhere.

Gaining Experience

Doing professional-grade research on behalf of clients can give grad students an incredible amount of relevant experience. You’ll most certainly need to do similar research of your own in pursuit of your master’s or doctoral thesis. Years of conducting paid research on a wide variety of subjects will introduce you to the tools, techniques, and resources which will be used to get your advanced degree.

It might seem like everybody is capable of learning anything thanks to the internet, but doing so requires a specialized ability to weed through the irrelevant and unreliable. This is a skill that can be used to earn income, so why not give it a shot?

Here’s How Business Training Can Give You A Competitive Edge

It’s no surprise that education and training naturally lead to more productivity in the workplace. By ensuring that employees are trained to improve their skills, the company increases productivity. This, along with involving your employees is another key to increasing productivity in your company.

When highly motivated employees are challenged and have the skills to grow and make progress on their chosen career path, they are more unlikely to be tempted by new job opportunities and happy with their current company.

By training employees, employers optimize their own time and effort.

Which Type of Training is the Best?

According to Adobe, companies should use a digital maturity plan to train and develop the skills of their existing workforce. They acknowledge that training and the opportunity for professional and personal development are often a top priority for employees. When organizations equip their employees with digital training, they not only benefit from their new digital skills and motivated attitude but can also use the training as a powerful tool for customer loyalty.

How To Make Training Effective

?       Proper Knowledge Management

Having a competitive advantage is the ability to be ahead of the current or potential competition. Proper knowledge management provides an understanding that a company’s resources and business strategy have a profound impact on creating competitive advantages.

A viable business strategy may therefore only be appropriate if it has control over unique resources that are able to achieve such a relatively clear advantage. Companies can stay one step ahead of the competition by doing things in new and different ways.

You can use various knowledge management methods across your organization to build better processes. As part of your knowledge management, you should also ensure that your company’s intellectual property is protected.

Your employees are likely to have the skills and experience that you can use as an asset. Expert staff can be invaluable to make you stand out from the competition. If you use this knowledge correctly, you can run your company more efficiently, reduce business risks and make the most of opportunities.

?       Use of Incentives

To manage the collection and exploitation of knowledge across your company, you should try to build a culture that values ??knowledge across your company. One way to do this could be to incentivize employees who deliver useful market news or suggest ways to better serve customers. The salary package and the benefits offered are in the foreground for every employee looking for his next job. The job itself and the company are great for attracting talent, but the salary and benefits are critical to closing the deal.

If a candidate chooses between two competitive offers, you can give your company an additional benefit: think about medical benefits, vacation times, local discounts, and other benefits that improve the quality of life at work. This attracts the best talents, who will be further (and more easily) enhanced by further training.

Many business people consider training to be a distraction or a waste of time. However, research has shown that one of the most important sources of competitive advantage is your overall learning strategy.

Training is a worthwhile investment in time and energy for many companies. Proper staff training will improve their skills and knowledge of their respective professions, so less supervision is required. In this way, employees have a better understanding of how they can handle their tasks efficiently and effectively in order to increase productivity and give the company an edge over its competitors.

5 Common Mistakes First-Time Home Buyers Make

Buying a home is a huge investment that requires due diligence and thoughtful planning. For first time home buyers, however, it is easy to make mistakes that can either jeopardize your dream of owning a home or have you living in a home you would rather not. If you are thinking about buying your first home, here are a few common mistakes many first-home buyers make that you should avoid.

1. Not Going Loan-Shopping

Sometimes, the hurry to buy a home due to excitement or fear of the real estate market changes may drive first time home buyers into settling for the first quote they get. The lack of research and comparison on various available loans lead to choosing the wrong mortgage, which paves the way for future financial regrets. Some buyers don’t bother getting more information from their lenders or mortgage brokers, causing misunderstandings and unrealistic projections.

You need to do your research and choose a mortgage option that is best for you. This will save you the consequences of dealing with burdensome financial obligations in the future. What’s more, shopping for a loan will expose you to better deals and quotes. You will be surprised how much savings you can realize just by comparing different lenders and picking the most favorable.

2. Underestimating the Cost of the Home

When looking for a house to buy, it is only normal to look at the cost of the home. However, many first-time buyers only concentrate on the down payments, mortgage installments, and closing costs, forgetting to factor in recurring expenses and maintenance, such as repairs and renovations. Eventually, they end up with a home that strains their finances.

Before getting your finances together to buy a home, make sure you crunch up the numbers and establish how much it is going to cost you; both during acquisition and when you finally move in. You can always consult your real estate agent about the estimated recurrent costs, such as insurance. If you are buying a home that was previously owned, it would help to ask for utility bills so that you can get a clear picture of what you can expect to pay.

3. Going Out of Your Financial Comfort Zone

The excitement of owning a home can lead most first-time homebuyers to blow their budget on just any home that looks nice. Most buyers don’t look at future costs and may even end up buying homes that will have them spending more than they can afford in expenses and rehabilitations. You don’t have to spend everything the bank is willing to lend you without thinking about your financial situation.

Preparing a comprehensive budget and sticking to it is a great way to avoid overstretching your finances and using up all your savings. What’s more, lenders always look at your credit score, taxes, and spending history to determine if you can afford a particular loan. If you don’t want to risk losing your home because of defaulting, ensure you take loans that you can afford and spend within your means. Look out for affordable services when moving and go for houses that need fewer repairs to keep your expenses at a minimum.

4. Applying for Credit Before the Sale is Finalized

The period between application and finalizing a loan is very critical and can cost you your dream home.   However, most first-time homebuyers don’t know this and may end up getting another loan to furnish the new home. This leads to a higher debt-to-income ratio, which may result in the lender raising the loan’s interest rates.

Lenders usually re-evaluate your credit shortly before closing to check and ensure that your credit score and the debt-to-income ratio hasn’t changed. Avoid taking another loan, making purchases on credit, and even getting a new credit card if you don’t want to ruin your credit. You should also ensure that your credit details are accurate and free of errors.

5. Shopping for a House Before a Mortgage

Most first-time homebuyers are quick to go shopping for a house before knowing how much they can afford. By going house hunting without understanding your finances, you set yourself up for disappointment. This is because you may end up going for a home that is more or less expensive than what you can afford.

To avoid making this mistake, you should seek a pre-approved mortgage before going house hunting.  Mortgage pre-approval lets you know how much you can spend, and also makes a good impression on the seller as you can back your offers up. If you are worried about your mortgage pre-approval expiring before you can find a house, there is always the option of renewal. This will save you the disappointment that comes with setting your heart on a home that is way above or below your spending limit.

Other mistakes to avoid include buying a home based on emotions and overlooking the neighborhood just because the house fits your needs and preferences. By avoiding the above mistakes, you can be assured of a hassle-free home buying experience.

4 Pressing Health Questions Answered

How hard is it to get a straight answer these days? One would think with the vast array of information available online, anyone would be able to find reliable sources on health issues quickly. Yet, in reality, it’s never been more difficult to tell medical facts from fiction. If you’ve got a pressing health concern, but don’t know where to go for help, then this blog is for you. Here, we’ll tackle four common health and healthcare issues and explain them in plain English:

Is Diet or Exercise More Important?

There’s a reason why diet and exercise are linked so closely. It’s because both play a major role in weight loss and overall health and wellness. Unsurprisingly, though, sticking to a diet while also exercising regularly is hard. It’s much easier to do one or the other. So which one is more important? The bad news is that they’re both vital to long-term health and fitness. While it’s true that you can’t outwork a poor diet, dieting without exercising can lead to its own set of problems.

Can You Trust Online Diagnoses?

In short, no, you can’t trust online platforms that purport to give diagnoses based on a person’s description of a problem. At the end of the day, professionals can only determine so much about a health issue based on a cursory review. For instance, knee pain could result from a myriad of issues ranging from a pulled muscle to cartilage damage to multiple sclerosis. Self-diagnosis is dangerous because it can lead people to think they have –– or don’t have –– a condition when the opposite is the case.

How Often Should You See a Doctor?

Any time you experience pain or notice any sort of physical abnormality, you should schedule an appointment with a doctor. However, even if you “feel” healthy, you should still make it a point to visit your doctor at least once a year. There are a number of serious conditions that don’t always manifest in obvious ways. Thankfully, doctors have access to sophisticated lab equipment like 10ml serological pipettes that will allow them to identify potential issues and provide you with cogent health advice!

Do You Really Need Health Insurance?

Yes –– everyone absolutely needs health insurance! Of course, health insurance isn’t cheap, but it’s vital to have all the same. Without it, individuals may have to pay thousands out-of-pocket for vital medical care. So just because you’re young and relatively healthy, it doesn’t mean you can forego this vital service. (Consider, for instance, that the average hospital stay costs over $10,000.) It’s not fun to think about, but insurance can help you get through a health struggle with minimal stress and cost.

Help the Planet and Your Pockets! Eco-Friendly and Creative Ways to Save Money

If we asked you what are some of the major issues of our society nowadays, what would you say?

We’re almost 100% certain you’d mention the economy and the environment, and you’d be right to say so. These are two well-known issues that affect most of us, but what some of us might not know is how to start fighting them. Thankfully, we have some answers for you!

Many people think that switching to organic living would be expensive. If you try to make optimal or smart use of the available resources, you may not only be able to conserve them for a longer time but also save money in the process. 

Keep reading and learn six creative ways to save money as well as our planet.

1. Eat Fewer Animal Products

Many people believe that being a vegetarian or a vegan is way too expensive and, for that reason, they continue to buy animal products on a regular basis.

Our challenge for you is that next time you go grocery shopping, you compare the prices of the vegetables and fruits with the price of meat. Quite different, aren’t they?

You don’t need to go fully vegan but eating less meat will help save the planet and your money.

2. Take Shorter Showers

Yes, we know how relaxing it feels to take a long, hot shower. But do you really need it? Even cutting your shower time by two or three minutes every day makes a difference – in the end, it all adds up!

And since we’re on the topic of showering, think about this: do you ever use the hot water tap without also using the cold one? If not, turning down your water heater is also a good idea. 

3. Grow Your Food

Your ability to follow this tip depends on how much space you have available at your place. If you have a small backyard, why not start planting vegetables that grow well in the weather conditions you live in?

If you live in a small apartment, don’t worry, you can still grow something you probably use on a daily basis: herbs! 

Not just vegetables, there are many other things that you can make at home to save money rather than to go out and purchase. Who knows growing your food or making your own beer to save some dough could turn into a fun hobby for you and your family. 

4. Shop at Second Hand-Stores

Fast fashion is one of the biggest producers of waste there is, with 85% of textiles ending up in landfills every year. Furthermore, this industry uses colossal amounts of water (it takes 2700 liters of water to produce one single cotton shirt) and emits 5% of global CO2 emissions.

The good news?

There’s a rising number of clothing stores where you can buy second-hand pieces that are both unique and affordable! 

5. Start Using Your Bike Again

The effects of global warming have become increasingly evident all over the world over the past years and one of the biggest contributors to this major issue is car pollution.

Considering the amount of gas that our cars emit, this isn’t hard to understand.

Yet how many times have you used your car when you could have perfectly ridden or even walked there?

Using your bike (or your feet) will help you reduce your eco-footprint, save money on gas and stay active. What else could you ask for?

6. Buy a Reusable Water Bottle

Single-use plastic is completely 2000 and late and we all know that by now.

So if you still buy plastic bottles, it’s time to change that! By purchasing a reusable bottle, you’ll help reduce the demand for single-use plastic and you’ll be saving money by drinking tap water instead of the often overly-priced bottled water.

Do You Know More Creative Ways to Save Money and the Planet?

The tips we mentioned above are some of the most popular ways of helping the environment while also saving some bucks. But the truth is that there are plenty more creative ways to save money and the Earth!

Do you know of any? If so, let us know in the comments below.

And while you’re here, why not join our group and learn more about living a sustainable life?

Best Places for A Family Vacation

It is very important to give you kids experiences over things. They will always remember an event you went to or a place you visited over a toy they received and played with for 5 minutes. Because of this, it is common for families to plan vacations. Vacations are especially popular over the holiday season.

Paying for a Vacation with a Bet365 Bonus Code

First and foremost, before deciding where to go on vacation we need to pay for the vacation! A good place to start would maybe looking for and using a Bet365 bonus code.

We often find ourselves day to day doing the same thing, like looking for and playing on our computers. Why not venture out and experience something new

One thing you need to think about is the duration of time you want to go for your vacation. You can plan something little like a day trip or you can even plan a summer getaway that lasts a couple of months. Sometimes it is hard when you have limited vacation days. This is a good place to start when planning your family trip.

The next thing to consider is your budget. Are you on a tight budget or are you doing a bucket list trip where you aren’t going to spare any expense? Your budget may limit or expand your choices when it comes to your getaway.

The most important aspect of planing a vacation is the location. Where are you going to go?! Some people may start here and then just make it happen. There are various types of vacations that are great for families

Beach

A beach vacation is always nice to enjoy. Who doesn’t like some time in the sun. Sandy beaches and water is always a recipe for fun. There are different types of beaches all over the world so you can usually make it work for your time and budget constraints. You have east and west coast beaches which are very different from each other. There are lakeside beach vacations where you almost feel like you are on a coast. There are also beautiful carribean vacations that allow you to enjoy some hot temperatures and blue water. 

Mountains

Some families enjoy adventure! A mountain vacation may be your speed. They are typically full of activities like hiking and camping or water sports. Temperatures may vary depending on where you are and what season you are visiting. If you are going in the summer than you may be able to do more hiking and swimming. If you go during the winter than you can go skiing and snow tubing as a family.

Theme Park

A popular choice among families are theme park vacations. The most popular being disney world/disney land and also universal. Throughout the country and world, there are often theme parks that are built with rides and attractions to make everyone in the family entertained. Some are geared more towards the little ones but some are also made for the adventurous thrill seeker adults. There are also water parks throughout the country that may be worth the trip. 

Cruise

Another popular destination for families are cruises. With cruises, you board a large boat and travel to multiple destinations. The best thing about cruises is that they allow you to travel to different “ports” without the hassle of airports and travel days. You do have travel days but you are at sea and given an abundance of activities and entertainment while you do so. This type of vacation can be the best of all of the above mentioned types of vacations. You can get beaches, theme parks/rides, outdoor activities and relaxation all in one spot.

Best of luck planning your next family getaway. Hopefully the outline above can help you decide where to venture!

4 Reasons Why Some Forex Traders Fail (An Expert’s View)

Trading in the forex markets can be a profitable or loss-making venture. In Hong Kong, you will come across a number of hugely successful forex traders who made it through hard work. At the same time, there is no shortage of Hong Kongers who couldn’t make it in FX trading and had to bail out.

Forex trading is an attractive opportunity for those looking for an active investment channel they can make some money. All the tools you need as a trader are easily available. At the same time, the SFC is on top of the whole FX business in Hong Kong so traders are reasonably protected from fraudsters.

That said, some traders end up making losses in FX and have to give up their entire venture. Here are the five top reasons why ordinary Hong FX traders fail.

1.    Wrong Trading Platform

The first thing a forex trader need to do is to find a trading platform. Most traders end up choosing the wrong trading platform based on what they see on adverts. Some platforms don’t have a comprehensive deposit and trading features, thus keeping traders in the dark when things go wrong.

2.    Greed Always Leads to Losses

In Forex trading, greed often leads to big losses. Most traders who failed were too greedy to get out when a trade they had faith in was doing well. While forex trading can give handsome rewards to the big risk takers, you need to know when to get out.  It is important to have a clear exit plan and stick to it even when things are looking good.

Be Fearful When Others Are Greedy and Greedy When Others Are Fearful”, Warren Buffet.

Some traders prefer to adjust their strategies dynamically as the market changes. However, even experienced traders reach a point where they have to count their gains and get out of a trade. The dreams of transforming a tiny trading deposit into a million-dollar one often leads to losses and failure.

 With this in mind, it’s important for you as a trader to approach FX trading as a normal venture and not a get rich quick scheme.  Focus on making small, realistic gains on your initial deposit over a while until you reach your goals. Most winning strategies are based on small but incremental pips spread over a long period.

3.    Being Too Aggressive

It is often common to find inexperienced FX traders trying to outsmart the market. They do this by adopting aggressive trading strategies aimed at beating the trend and making a kill. They will often put their money against a prevailing trend hoping they will have bigger gains should the market turn in their favor.

This might work sometimes but also fails 99% of the time; it’s like a lottery. Smart traders devise long term strategies and understand how to identify a trend and jump on it at the right time. They also know when to ignore a trend and hold out until it calms down to accommodate normal, tried and tested trading strategies.

Very Small Trading Deposits

They say ninety-six percent of new traders quit after a few trades. Most of these quitters are either experimenting or don’t know what they are doing. Some trading platforms even allow beginners a small bonus thus enabling them to start trading with zero deposits. Tiny deposits don’t allow traders to hedge or diversify their trading portfolio. A single bad movement can wipe out a small trading deposit and send the novice trader packing.

4.    Lack of Trading Discipline and Work Ethic

It’s amazing how casual some FX traders can be with their trading accounts. Most don’t see it as a legitimate way to do business and make money consistently. They throw some money on currency pairs based on news and political events or instinct. Some don’t test different FX trading strategies before making big trades. It’s is this type of trader that often loses money and bails out.

Final Remarks

Trading forex in Hong Kong is easy and can be lucrative provided you have the right mindset. There are thousands of successful FX traders in Hong Kong alone based on figures and FX brokers in this city. You too can become successful while trading forex and become a part of the many successful entrepreneurs in this trade.