Most of you remember my saga with direct loans. To end it, I finally had to have the bank pull back the funds over a month after it had cleared the account and still had not posted to the website (nor could they even find it). I went to pay it all on line after cancelling my monthly payment, so they decided to take my monthly payment out anyway. I cant wait to see how long it will take them to refund that.
Also, as for No Spend November, I think it went really, really well. Aside from paying for my honeymoon, my spending was almost 1k lower that it has been over the past 6 months. Now that the honeymoon is all paid for, I’ll probably try a low spend December (I don’t really have a whole lot of Christmas shopping done yet)
I went looking through my old monthly reviews on this site, and the oldest one that I could find that used this format was from april, 2010 (the old format I reported how much I spent in what category). Back then, I had 7 (!!!) different things that I needed to make monthly payments on. Now, I’m down to 2, and I’ve got a lot more free cash because of it.
Great Lakes Loan $11,345 ($103) I hate this loan. It never goes down.
Ford Credit: $9,463 ($302): This one will be my next target. I’m hoping i’ll be able to have it paid off by the time I get married.
I’ve also decided to track my health goals for the year. This has been up and down all year, but despite the traveling, I’ve managed to keep it together this month. This is usually gym visits, but I dont always like to go to the gym, so I’m changing it to workouts. Usually when I dont go to the gym, I go running.
Goal Workouts: 20
Total Visits: 14
This went better than last month, though I still havent been great. I think part of it is the damn time change – I hate how it gets dark so early!