April was a far different month financially speaking, than I’ve ever had in my life. H and I closed on our house at the end of the month, so there was a TON of money flowing into and out of my checking and savings accounts (and into the local hardware store) so honestly things have been rather hard for me to track. Toss some taxes into the mix, and there was a lot of activity in my account, which is both good and bad. May should be far calmer (except for trips to the hardware store, which will probably increase – H and I have been every day for at least 6 days in a row).
This has been up and down for a while, but now that we have closed on the house it’s going to shoot up – I’ve also got a bit more on my credit card than I usually do, which I’m hoping to get most back because of (another) tax mix up.
This hasnt been finalized yet, but it’s going to be a whopper. We got a 15 year note, and our payments arent that much more than our rent was, but that is before taxes, insurance, etc.
Great Lakes Loan $10,875 ($95) I hate this loan. It never goes down. I got my tax form from them this year, and I paid them over 1,000 in interest.
Ford Credit: $7,430 983 ($553): This is my next target. In order to keep myself motivated to pay off this goal, I decided to set myself a mini goal. The payments that I talked about sending at the end of last month came through, along with my monthly payment as well as an extra $100 that I sent them last week. Finally, getting somewhere. I’m really close on this and my goal is 6,750. I’ve got a nice place to brew my beer, so now all I need is the kit!
Total Debt: 18,305 This will probably be as low as my debt gets for a very, very long time. Oh well, it’s still a far cry from my high of 56,500 in december of 2009!
Though the year is out, i’m still going to keep this going in my monthly reviews. Since I’ve got a goal of running a marathon for next year, I’ll be counting runs in this as well. I’ve been continuing my weight lifting regimen as well as doing my marathon training, so I’ve been something of an exercise rat as of late. My week typically has 4 runs (3 short, 1 long) and 5 weightlifting workouts. I usually do the weights before work at the gym in the morning, and my short runs Tuesday, Wednesday and Thursday, with the long run on Saturday. This month was slightly clouded by my trip to new mexico to watch basketball, where I didnt stick with my plan (though that was anticipated). However, getting back into the routine hasnt been as easy as I would have hoped.
Goal Workouts: 20
For this, I count my gym visits and my runs. This month I ran 15 times, for a total of 90 miles. I went to the gym 19 times as well.
Total Workouts: 30
This month, in an effort to save some money and start eating what food H and I have, I started a Meat Challenge and a Grocery Store Challenge. The meat challenge was unfortunately broken, but not for H and myself. In order to bribe our friends to help us move, we promised to have a little bbq for everyone that helped, so we needed to get some burgers for that. Everything else is going well though.
How are your yearly goals going?