July 2012 Monthly Review



This has been up and down for a while, but now that we have closed on the house it’s going to shoot up – I’ve also got a bit more on my credit card than I usually do, which I’m hoping to get most back because of (another) tax mix up.


This account has not yet shown up in my online banking screen, so I cant really monitor it quite yet, which is frustrating.  I’ve put in a request to have them add it, but it’s still pending.

Student Loans

Great Lakes Loan $ 10,584 682 ($98)  I’ve increased my withdraw off of this account, and am pretty happy with the result of that so far.  It’s nice to at least see the balance go down almost $100 every month (no real benefit, all psychological).  This will come to recon after the truck.

Truck Loan

Ford Credit: $5,918  +14: I’m glad that I do these reviews or I probably would never have caught this.  As you can see the balance went UP between june and july, and it took me a few seconds to figure out why.  I made a second full payment towards the end of june because I had some extra cash, and they took that as the payment that was due in july – while I wanted the july payment to auto-withdraw on its own, like it always has.  The payments will start back up regularly in august, so I think I’m just going to let this ride.  I dont really want to add another thing to my list of “stuff I need to mess with”, so I’ll just continue

Total Debt: 16,502  This does not include the house but is still awesome.  A long way down from where I was in at 56,500 in December, 2009.

Health Goals

Continued on a streak of epic fails for this, actually.  H and I did a lot of walking on the honeymoon, but I dont really count that as exercise.

Goal Workouts: 20

Total Workouts: 0

Food Challenges:

This month, in an effort to save some money and start eating what food H and I have, I started a Meat Challenge.  This has gone well, as we havent really bought any meat for quite some time, and our grocery bill has reflected that.  I got my new hunting tags in the mail for when I was gone (Im going for 2 antelope, 1 deer and 1 elk this year) so I will probably continue this on into next year as well.  If I fill all these tags – possible, but i’m not counting it as likely, we will probably need a chest freezer or some sort of deep freezer.

The Grocery Store Challenge has been a bit harder to pin down.  H is on summer break right now, and she has been doing most of the shopping, whereas when she’s in school, I usually do it.  She’s bought some things that I may not have bought, but stuff with the house has been so crazy that when we go to the store the mindset is “what can we cook with in our current situation” , and not really worrying about much else.

We are back now, and dont really have any pending travel plans (though we will need to make a visit to upstate new york sometime between thanksgiving and christmas.  Other than that, it will just be time to get everything in order and focus!

How was your june?  Did you make any debt progress?  Are you trying to complete anything else this year?


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8 thoughts on “July 2012 Monthly Review

  1. We started our debt repayment last October at almost $58k, about where you were three years ago. We are down to just under $46k now, but it is inspiring to see how far you have come. I can’t wait until our debt gets down that low! Now that your life has settled down a bit, you should be able to make good progress!

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