Year: 2019

Best Places for A Family Vacation

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It is very important to give you kids experiences over things. They will always remember an event you went to or a place you visited over a toy they received and played with for 5 minutes. Because of this, it is common for families to plan vacations. Vacations are especially popular over the holiday season.

Paying for a Vacation with a Bet365 Bonus Code

First and foremost, before deciding where to go on vacation we need to pay for the vacation! A good place to start would maybe looking for and using a Bet365 bonus code.

We often find ourselves day to day doing the same thing, like looking for and playing on our computers. Why not venture out and experience something new

One thing you need to think about is the duration of time you want to go for your vacation. You can plan something little like a day trip or you can even plan a summer getaway that lasts a couple of months. Sometimes it is hard when you have limited vacation days. This is a good place to start when planning your family trip.

The next thing to consider is your budget. Are you on a tight budget or are you doing a bucket list trip where you aren’t going to spare any expense? Your budget may limit or expand your choices when it comes to your getaway.

The most important aspect of planing a vacation is the location. Where are you going to go?! Some people may start here and then just make it happen. There are various types of vacations that are great for families

Beach

A beach vacation is always nice to enjoy. Who doesn’t like some time in the sun. Sandy beaches and water is always a recipe for fun. There are different types of beaches all over the world so you can usually make it work for your time and budget constraints. You have east and west coast beaches which are very different from each other. There are lakeside beach vacations where you almost feel like you are on a coast. There are also beautiful carribean vacations that allow you to enjoy some hot temperatures and blue water. 

Mountains

Some families enjoy adventure! A mountain vacation may be your speed. They are typically full of activities like hiking and camping or water sports. Temperatures may vary depending on where you are and what season you are visiting. If you are going in the summer than you may be able to do more hiking and swimming. If you go during the winter than you can go skiing and snow tubing as a family.

Theme Park

A popular choice among families are theme park vacations. The most popular being disney world/disney land and also universal. Throughout the country and world, there are often theme parks that are built with rides and attractions to make everyone in the family entertained. Some are geared more towards the little ones but some are also made for the adventurous thrill seeker adults. There are also water parks throughout the country that may be worth the trip. 

Cruise

Another popular destination for families are cruises. With cruises, you board a large boat and travel to multiple destinations. The best thing about cruises is that they allow you to travel to different “ports” without the hassle of airports and travel days. You do have travel days but you are at sea and given an abundance of activities and entertainment while you do so. This type of vacation can be the best of all of the above mentioned types of vacations. You can get beaches, theme parks/rides, outdoor activities and relaxation all in one spot.

Best of luck planning your next family getaway. Hopefully the outline above can help you decide where to venture!

4 Reasons Why Some Forex Traders Fail (An Expert’s View)

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Trading in the forex markets can be a profitable or loss-making venture. In Hong Kong, you will come across a number of hugely successful forex traders who made it through hard work. At the same time, there is no shortage of Hong Kongers who couldn’t make it in FX trading and had to bail out.

Forex trading is an attractive opportunity for those looking for an active investment channel they can make some money. All the tools you need as a trader are easily available. At the same time, the SFC is on top of the whole FX business in Hong Kong so traders are reasonably protected from fraudsters.

That said, some traders end up making losses in FX and have to give up their entire venture. Here are the five top reasons why ordinary Hong FX traders fail.

1.    Wrong Trading Platform

The first thing a forex trader need to do is to find a trading platform. Most traders end up choosing the wrong trading platform based on what they see on adverts. Some platforms don’t have a comprehensive deposit and trading features, thus keeping traders in the dark when things go wrong.

2.    Greed Always Leads to Losses

In Forex trading, greed often leads to big losses. Most traders who failed were too greedy to get out when a trade they had faith in was doing well. While forex trading can give handsome rewards to the big risk takers, you need to know when to get out.  It is important to have a clear exit plan and stick to it even when things are looking good.

” Be Fearful When Others Are Greedy and Greedy When Others Are Fearful”, Warren Buffet.

Some traders prefer to adjust their strategies dynamically as the market changes. However, even experienced traders reach a point where they have to count their gains and get out of a trade. The dreams of transforming a tiny trading deposit into a million-dollar one often leads to losses and failure.

 With this in mind, it’s important for you as a trader to approach FX trading as a normal venture and not a get rich quick scheme.  Focus on making small, realistic gains on your initial deposit over a while until you reach your goals. Most winning strategies are based on small but incremental pips spread over a long period.

3.    Being Too Aggressive

It is often common to find inexperienced FX traders trying to outsmart the market. They do this by adopting aggressive trading strategies aimed at beating the trend and making a kill. They will often put their money against a prevailing trend hoping they will have bigger gains should the market turn in their favor.

This might work sometimes but also fails 99% of the time; it’s like a lottery. Smart traders devise long term strategies and understand how to identify a trend and jump on it at the right time. They also know when to ignore a trend and hold out until it calms down to accommodate normal, tried and tested trading strategies.

Very Small Trading Deposits

They say ninety-six percent of new traders quit after a few trades. Most of these quitters are either experimenting or don’t know what they are doing. Some trading platforms even allow beginners a small bonus thus enabling them to start trading with zero deposits. Tiny deposits don’t allow traders to hedge or diversify their trading portfolio. A single bad movement can wipe out a small trading deposit and send the novice trader packing.

4.    Lack of Trading Discipline and Work Ethic

It’s amazing how casual some FX traders can be with their trading accounts. Most don’t see it as a legitimate way to do business and make money consistently. They throw some money on currency pairs based on news and political events or instinct. Some don’t test different FX trading strategies before making big trades. It’s is this type of trader that often loses money and bails out.

Final Remarks

Trading forex in Hong Kong is easy and can be lucrative provided you have the right mindset. There are thousands of successful FX traders in Hong Kong alone based on figures and FX brokers in this city. You too can become successful while trading forex and become a part of the many successful entrepreneurs in this trade.

Learn to improve your market analysis skills

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Many rookie traders make mistakes while participating in the currency markets. They do not understand how the market works. But they focus on making high gains from the trades. If you have no idea how the market moves or how to trade efficiently, you will only experience potentials losses. Thus, your career will end before experiencing a decent profit potential. That is why you must improve the market ideology for improving your performance. In fact, you must understand everything properly to control the system and establish an efficient strategy for the trades. If you can prepare the edge for your trades, it will help you to relax and to make profits consistently. On the other hand, you will also have less pressure of losing capital. If you have an idea of the market volatility, your mind will automatically prepare efficient plans for the trades.

Then you will not make mistakes while executing trades. And the control over trading capital will be effective for a safe experience. It will help you reduce excitement and improve the safety of the business. In this article, we will provide some valuable information about improving your ideology. You must use them to prepare yourself for the Forex industry.  

Use the demo platform

To improve the ideology, you can use the Forex trading practice account. As it does not need any actual investment, you will be safe with your capital. While opening the demo account, you can borrow as much investment as you need. So, there are no limitations to worry about either. But a trader must use this platform to improve his or her strategies. Both the money management and the execution process must be developed from the platform. Alongside this, you must also improve your ideology of this business.

A demo account will provide opportunities to learn about the markets properly. But many rookie traders neglect it and join the live markets to gain profits. This may be exciting but you will only lose capital from your trades if the strategies are not prepared. So, you must use the demo account efficiently to prepare yourself and the edge for the trades.

Execute trades consistently

To improve your ideology, you must execute trades. Using the demo account, a trader can improve his strategies for the live trades. But without improving consistency, you will fail to organize the trades in the real markets. Then you will only experience a lack of control over the positions. And this can cost you a big amount of money from every execution. To avoid it, you will need a regular trading routine. It must be prepared according to your preferred trading method and your preferred markets. When you have prepared the routine, it will help you to manage consistent executions of the trades.

Then you can improve your ideology from the realistic experience. From the executed trades, you can identify problems with the system. Then you can improve the strategies for ensuring profits. If you will execute trades consistently, your mindset and the plans will be improved efficiently. And you can experience decent profit potentials within the shortest amount of time.

Improve realistic ideas

When you will perform in the Forex markets, your mind must be prepared with realistic ideas. For example, managing 4R or 5R profit potentials from day trade will be totally unrealistic. You may be lucky sometimes but it is not consistent. On the other hand, you will need money management for the trades and to secure your investment. If you think about executing trades with high-risk exposures, the trades will return high potential losses.

The rookie traders who are too interested in profit potentials make big mistakes. They do not care about quality trade executions or controlling the positions. But, if you behave like this, your career will not survive long. So, it is important to execute trades with realistic plans and strategies. And you should also focus on improving realistic ideas for the trades.

Going Through A Health Struggle

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It may not be pleasant to think about, but there may come a time when a loved one is faced with a health struggle. Depending on the severity of the health struggle your life may be turned upside down. To avoid this sort of thing happening, it may be in your best interest to think some things through and take care of some business proactively to make such a situation more manageable.

Insurance

Make sure all adults in the household know how your insurance works. Be sure to know how to contact them and discuss things with the insurance company. During these times you will most likely be in talks with them and need to go over things for your patient loved one. Often times you will need to be an advocate for them. Sometimes they just are a back office that may check off something on paper that could cost you thousands of dollars. Pay attention and be aware of how things work.

Finances

Are your finances properly set up to handle a health crisis. As most people are aware, hospital stays, doctors, ambulances and the like cost a pretty penny. Make sure everyone is aware of how to access funds and where they are. Share passwords with one another or keep in a safe spot that the other person can access. Often times this can be a problem if the individual who knows all of this information is non responsive or not completely with it to be able to communicate with the family where the information can be found. Not only financial information, but utilities, like Gas South bills and cable bills. If they aren’t paid than you may be putting your family more into a bind.

Legalities

It is nice for your spouse to be aware of your medical records and past issues. If you are extremely organized you may even keep a binder or folder for each person so that it can be accessed quickly in the event of a health crisis. The more the doctors know these situation, the better. Often times they don’t know your past so the more they are aware of will allow them to treat you to the best of their abilities. It is also important that all legal documents are completed prior to a health scare. Do you have a living will done? Do you have your beneficiaries in line? All of this can be a potential problem.

No one likes to think about a loved one being ill or going through a tough time. However, it is extremely important that everyone is up to speed and knows how to handle the situation if it should arrive.

Reasons Why A Well-Planned Sales Strategy Guarantee Business Success

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Planning and creating strategies are necessary for any business. In fact, creating good plans for sales and marketing are assets that can contribute to the value of your company. But the aspects you take into consideration, and that go into planning, are as important and will to a large measure determine how effective your plan will be.

Here are the things that you should be aware of and take into consideration when you make a sales strategy for your company so that it does not cause your business to weaken, and increases sales tremendously.

Make Sure Your Sales Strategy is Backed by Facts

Too often, companies create sales strategies that are based on hope s and dreams. They have ideas about how big the market is for your products and services, and the amount of effort it will take to gain customers, many of whom must be wrested away from competitors. Using accurate assumptions in your sales strategy helps you to accurately manage your resources and your company’s expectations as well. Make sure that any assumptions you utilise are verified and backed with factual information. If there is any doubt, check things again. 

Pay Attention to the Current Environment

Is your business area growing, shrinking or remaining steady? Each situation will call for a different approach to sales. You should be sure of the status of the marketplace and also take into account the overall business environment, and this data should be included in your sales strategy.

Put the Right Sales Team Together

Your sales team is the point of contact with your clients in terms of getting them to buy your products or services. Make sure that they represent you well and are dedicated to making your business successful. Do not settle for the group you have simply because you employ them.

Whoever you have on staff should be the person you would pick and any conditions. If you do not have faith in them you will always second guess their decisions and abilities. This will cause your company to miss its goals and give you way too much extra work trying to manage them. So if needed, rebuild your sales team with the right people.

Provide Continuous Encouragement

Salespeople are generally Type A personalities who need constant reinforcement and emotional support. Give them good salaries and perks like the best health insurance and good bonuses. You should work closely with them, so they see that you are there and to understand when any of them is feeling down. Also ask their input on the sales strategy and allow them to provide input. If you create the right environment around their input and give them bonuses when they are right, what they say will likely increase sales.

Make a Full Commitment

When you decide to move on your sales strategy, you should go at it aggressively. To do this, you must have the right team, and the resources required. If you cannot execute on the sales strategy as planned for any reason, rethink the plan. Making a half-hearted effort will not only cause failure, it will also demoralise your team. Instead create a strategy and plan that your team can win with and make sure they have the tools to get it done.

Be Prepared to Make Adjustments Fast

Even great sales strategies need fine-tuning, and you should expect that large portions of your plan might need to be modified or scrapped once it is put in practice. Rather than continuing to try and make something unworkable, work, make quick adjustments that ring better results. The faster you do this, the less momentum and enthusiasm you will lose with your sales staff.

Your plan can be great, but if you do not do all of the other things relating to implementing your great plan, sales will suffer. So take the time to do everything needed to get your sales flying. 

The Many Ways Green Living Can Improve Your Health

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When you think of green living or going green, you tend to think about benefits like helping the planet and saving money on household expenses. Though these are both things to be grateful for, the truth is, there are many more benefits to a green lifestyle. One of the biggest positives is the enhancement to your overall wellbeing. The following is a look at some of the benefits of going green to your mental and physical health. 

Less Pollution Means a Clearer Mind

Whether you know it or not, the pollution in the atmosphere can gravely impact your mental wellbeing and cognitive abilities. The various chemicals, particles, and toxins present in the environment alter the brain’s chemistry causing an array of complications from short-term memory loss and fogginess to stress and anxiety. Reducing the number of pollutants present in your home and work environment, therefore, helps to keep the mind clear. 

More Sunlight Means Strong Bones and Good Moods

When applying green methods like reducing the use of artificial light in exchange for natural sunlight, your health is greatly improved. Vitamin D is an essential vitamin for bone and heart health. When you allow natural light into the home your skin is exposed to vitamin D. For those who currently receiving depression treatment or suffering from depression, a daily dose of sunlight can improve your mood. The sun increases the brain’s production of a hormone known as serotonin which is a hormone that calms the nerves, improves mood, and increases focus.

Alternative Transportation Means Increased Physical Activity

Another green practice is using alternative methods of transportation to reduce carbon emissions and other pollutants into the atmosphere. With decreased use of your personal vehicle, you look to alternative transportation options like walking or riding a bike. The more these methods are used, the more physical activity you’re engaged in on a regular basis. Regular exercise, as you may or may not know, helps to manage your weight, boost your mood, build strong bones and muscles, and reduce your risk of various weight-related diseases. 

Green Eating Means Improved Health

More and more people are starting to realize the seriousness of watching what you eat. Many processed, pre-packaged, and fast foods consumed over a long period of time or in large quantities can cause health problems ranging from diabetes to cancer. For those who are truly committed to green living, essentially, they work hard to green their diets as well. This means eating more fruits and vegetables and reducing their consumption of processed foods and meats which are harmful to the environment and your bodies. 

Taking steps like eating fresh produce, shopping locally, eliminating the use of plastic containers, and reducing or eliminating your consumption of meat products pays off big time. You can treat or even reduce symptoms from certain long-term conditions, sustain a healthy weight, reduce your risk of life-threatening illnesses, and improve your overall mood.

Caring for the Environment Gives You Purpose

When you take the time to make significant lifestyle changes to help the environment, it certainly gives you purpose. You are consciously making an effort to preserve planet earth and those who live there. You’re not just helping yourself but your neighborhoods, communities, cities, states, and countries. Knowing this can fill you with great confidence. 

Going Green Means a Better Life

When you are at your best health, essentially, you are able to enjoy life (and a lot longer too). With a fit body and a sharp mind, you are able to live a life with less stress and worry and instead spend more time being happy and doing things you love. 

As you can see, green living can does way more than save you money and help the planet. It also does wonders for your mental and physical wellbeing. The power of nature is forever healing and could be just what you need to enhance your life for the better. If you think that going green is something you’re interested in, begin your research to learn the best ways to start and practices to incorporate into your lifestyle. 

4 lessons from the Navy SEALs for a better life

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The U.S. Navy SEALs are one of the world’s most elite special forces units. Oftentimes, the SEALs are tasked with executing the most difficult missions in some of the most challenging conditions all around the world. The acronym for SEAL actually stands for United States Navy Sea, Air, and Land Team.

Thus, whether you’re looking to join the world’s toughest special forces unit or just trying to get a leg-up in life, here are some things that we can learn from the Navy SEALs.

1. Make your bed everyday

During the 2014 University of Texas commencement, Admiral William H. McRaven; SEAL and ninth commander of the U.S Special Forces had this brilliant piece of advice to give; make your bed every day.

This is a deceptively simple habit that has been ingrained in soldiers all over the world. As part of their morning routine, soldiers are required to make their beds. Doing so instills a sense of discipline in yourself while also helping you achieve the first task of the day.

From here, you’ll be able to gain the momentum to continue throughout the day. Whether it’s meeting clients or showing up for work on time, making your bed sets the standard for the rest of the day. Also, if you’ve had a particularly bad day, coming home to a neat and well-made bed can be a source of comfort.

2. Build up your mental strength

For those brave enough to attempt it, BUDs or Basic Underwater Demolitions Training lasts about 24 weeks where candidates undergo some of the most grueling tests imaginable. From sleep deprivation to brutal water competency tests in freezing water, less than 30% of candidates attending training pass selection. 

With such an intense training regime and a nigh-on impossible selection, there should be no doubt that SEALs are some of the toughest soldiers in the world. Successful candidates have stated that mental fortitude and tenacity have gotten them through BUDs training.

While the outside world may not be as brutal as BUDs training, being able to face up to mental hardship and challenges are essential if you want to live a happy, sustainable life.

In life, there will definitely be times when you feel down and out. Whether you’re stuck in a dead-end job or things just can’t seem to work out, all you have to do is to persevere and keep on going. At the end of the day, your success is determined only by you and you alone.

3. Recognize failure as a part of life

As anyone who’s ever been in the military will tell you, uniform inspections are a part of life and failing an inspection will likely result in punishment. This is no different during BUDs and candidates who fail uniform inspection are ordered into the freezing ocean to get good and wet. 

After that, they will be forced to roll around on the beach until they’re covered from head-to-toe in fine white sand i.e. resembling a sugar cookie. In his speech, U.S Admiral William McRaven states that “some days, no matter how much you prepare, you’ll just end up a sugar cookie”.

He uses this to illustrate the fact that sometimes failure is just a part of life. Even if you’ve done your best and give it your all, failure is unavoidable. Stand up, clean yourself up and keep on moving forward because that’s just how life is. When we accept failure as a part of life, we’re that much more ready to deal with setbacks. 

4. Never ever give up – don’t ring the bell

The previous 3 points have built up to this; never giving up even in the face of impossible odds. Throughout SEAL training, candidates are actively encouraged by their instructors to throw in the towel and quit the course. When a candidate quits, he has to ring a brass bell in the middle of the compound.

Given the harsh training conditions, it’s no surprise that nearly 80% of candidates drop out from the course or fail. Instructors intentionally make quitting easy in order to weed out candidates who lack the mental toughness to become SEALs.

Those who remain until the end are usually running on sheer willpower alone. This illustrates how only through perseverance and persistence are we able to achieve our dreams. Giving up may be easy but it also prevents us from reaching our goals.

While you may not be parachuting onto the battlefield or infiltrating deep behind enemy lines, the lessons imparted by the Navy SEALs can also be brought in the real world. Discipline, tenacity and courage will help you succeed in life.

This post was written by Benjamin Lee.