Unfortunately, my finances didnt go quite as I had hoped this month. I was able to keep my spending low in most categories, but I had a few big purchases (as usual) that ate up my debt money. One was for the farm shares (post coming) and another was for my suit for the wedding. Other than that, I was at/or under budget for just about every category. Looking forward to getting on track for February so that I can buy a beer kit!
Debt:
This is all the debt I’ve got left to pay. It used to include more student loans and credit cards but those have since been payed off.
Student Loans
Great Lakes Loan $11,157 ($90) I hate this loan. It never goes down. I got my tax form from them this year, and I paid them over 1,000 in interest. This does not make me happy either. I get a tax write off for it, but I’d rather have the money
Truck Loan
Ford Credit: $8,861 ($300): This is my next target. In order to keep myself motivated to pay off this goal, I decided to set myself a mini goal. Hopefully this works well, and if it does, I’ll continue to use it. I’d really like to complete my mini goal with the help of snowball payments, but it could work out that I just get there using the regular loan payment. If this is the case that’s fine (I guess) but it will surely take longer!
Health Goals
Though the year is out, i’m still going to keep this going in my monthly reviews. Since I’ve got a goal of running a marathon for next year, i’ll be counting runs in this as well. I’ve got my marathon training all mapped out, and I start at the end of this month!
Goal Workouts: 20
In this number of goal workouts, I’m counting my visits to the gym, my running (priming for marathon training) and also my hunting. At first I was unsure whether or not to count hunting but after guesstimating that I walked approximately 6 miles a day with 25+ lbs of gear, I figured I’d count it. My hunting will only count this month anyhow.
Total Visits: 30
In terms of the gym, this was a great month – the only day that I didnt go was new years day, and looking back on it, I regret it now. I should have schlepped myself over there for a bit, but then again there was no way to know how much success I would have had. I also started training for my marathon on the 31st. It was just a 3 mile run, but you’ve got to start somewhere, right?
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