Buying or Renting is Not the Only Argument when it Comes to Housing

Housing debates, the kind that as you grow older start to fill your conversation with friends over drinks. Should I rent or buy? Should I get a roommate to share the cost? Should I invest in a rental property? or even Should I move in with my parents?

This is the new reality for today’s housing market. If you live in a major metropolitan centre you may have even been priced out of your market. Did you know that if you make an average income in San Francisco that you would need four roommates to get by? How about eight in Hong Kong?

This infographic from the real estate agents at Liberty Village Toronto, calculates the number of roommates needed for major cities across the globe. It also provides some really neat stats around home ownership that you may have not considered.

Spoiler: Hong Kong is probably not the place for you.

Do-You-Need-A-Roommate1

Graphic Design by Miami Seo Company, Vol & Tier Digital

Stuck for Cash? Get an Illinois Title Loan

Nothing is worse than needing some quick cash, but not haven’t enough in your wallet or bank account. Often unexpected bills arrive at the least opportune times—the car breaks right before the big vacation—or you lose your job and need to pay rent. A car title loan may be the best way for obtaining the cash you need quickly.

Title loans work by turning your car title into fast cash. It works as a loan, which you repay over a set payment schedule. The process works quickly, and most applicants will have their cash within twenty-four hours. This is often a lot faster loan than a bank can provide, particularly if you’re applying for your loan over the weekend, or in the evening.

Most banks have a longer application process, and you may have to give a reason for your loan, such as to pay bills, job loss, etc., which are reasons they may not like to hear.

Many people also have a bad credit score. This may have resulted from a job loss in the past where many bills were paid late. But with Illinois Title Loans they won’t look at your past credit history. Instead, your loan is secured with collateral, in this case it’s your car. In the event that you can’t pay back your loan, your car’s title will pass to the lender. It doesn’t happen too often, but you can be confident that you’ll have obtained a fair price for it. In the event this happens, your credit history will not be affected at all.

To see how much money you can get on your car title loan, visit the0 Illinois Title Loans website. Enter details about your vehicle: year, make, model, style, and estimated mileage, and click Next. The next step is entering details about you: full name, cell number, email and zip code. You’ll have to x the box to agree to receiving a quote on how much cash your car is worth. You’ll also need to agree to the privacy and wireless policies, and the terms and conditions, then click the Submit button.

Shortly afterwards, you’ll receive your quote. There is no obligation for obtaining a quote—if all you want to do is see how much you can get, you don’t need to follow through with the application process. But if you do, you’ll receive details in your email account. The entire application process will take less than 24 hours.

Another great benefit to obtaining title loans is that you can still keep on driving your car. This is different than obtaining a loan from a pawn shop, where you must surrender your item until you have paid the loan back in full.

Some other ways you can use the quick cash from a car loan include paying for medical or business expenses, car repairs, and many other reasons. There are no restrictions to how you spend your cash.

Choose Illinois Title Loans for the next time you need a loan. You may have some great ideas for how you’re going to spend your extra cash