Success Stories & Reviews Of Andrew Argue CPA Training

A certified CPA and entrepreneur, Andrew Argue has dedicated his time to teaching other CPAs, EA’s and bookkeepers how to grow their client base. The program, designed by Argue to help intrapreneurs boost sales, increases confidence and helps organize client lists. Since he began this project, Argue has worked with hundreds of individuals and companies. Here is what the Andrew Argue reviews are saying:

Increased Client Base: All Argue reviewers report an increase in their client base. For many, signing new clients has become easy and they are eager to put the skills that they learned with Argue towards the expansion of their own business.

Signing Better Clients: Not all clients are equal. Sometimes, having fewer good clients is better than having more clients who are difficult or pay poorly. Reviewers of the Andrew Argue method report being able to sign an increased number of high paying clients and clients who offer attractive projects thanks to Argue’s tactics.

The Business Mindset: Many reviews credit Argue with a renewed confidence in business and marketing strategies. While many professional programs for finance focus on numbers and trends, few give a solid foundation for running an individual business. This is where Argue helps new companies and individuals trying to create their own business alike. Argue helps fill the essential gaps to help his users gain confidence in their business skills and achieve success.

Smarter Marketing: Not all marketing strategies are suited for CPA and some may even prove to be a waste of time and money. Argue has worked for years to develop sound marketing strategies that are both efficient and high yielding. Many of Argue’s clients praise his marketing methods.

While individual reviews list many various benefits, all users who write a review of Andrew Argue agree that the program is worth the Andrew Argue price.

 

How Bitcoin Can Evolve

Everyone is down on Bitcoin. The cryptocurrency has been hovering around $10,000 for a long time, occasionally popping up and then dipping back down below. The roller coaster valuation is troublesome, but it is more in line with historical commodities. The original cryptocurrency is just going through  what many financial instruments have gone through over their life spans, from invention to adoption to mainstream acceptance. The bubble fears could be real, but that can happen with any currency or security or financial product.

The key is to manage the short term volatility while still staying hip to the long game. The underlying value of Bitcoin is in the blockchain technology. And its uses will evolve greatly as we see the market create new uses for the tech and the tools emerge from behind the shiny new toys.

Blockchain can be a very effective tool for organizing and verifying digital rights management. That could offer a great new way of creating and monetizing media. When you combine private key cryptography with the right incentives and a shared, distributed ledger, you can keep track of ownership in a very secure and efficient manner. That has all sorts of ramifications for creating media, keeping the ownership benefits with creators and making sure that the network is protected from outside forces.

Bitcoin dreamers will believe till the very end. The idea of a decentralized currency with no fiat properties and a viable transaction speed may be a pipe dream. But the process of working towards that and the market doing its work will result in tools and technologies that otherwise would not have existed. That is the process that the growth of the world wide web and digital tech has revealed to us. There is always going to be a use that others did not think of.

Staying on top of the Bitcoin news cycle can be valuable for traders and for enthusiasts. If you are looking to take advantage of the ongoing volatility, you can keep track of the markets and how the various cryptocurrencies react against each other. That can give you profitable insights that might not hurt your bottom line. The key is to be familiar enough with the various exchanges and be able to move money around without incurring too many excessive fees. Day trading crypto is possible, but it is harder than day trading more traditional financial products.

Popular culture has a complicated relationship to Bitcoin and cryptocurrency. Many in the entertainment industry regard the markets with skepticism and thinly veiled contempt. That is often how people that don’t’ understand the nuances tend to regard new things. A popular comedian on HBO recently compared Bitcoin to Beanie Babies and gambling, capitalizing on the association with unsustainable valuation and improper risk management.

While that may be funny to some, the truth is that Bitcoin can be the beginning of something much more substantial. Learn as much as you can about the blockchain, so you can be ahead of the naysayers and the skeptics.

 

Best Mac Apps for Home Finances

Every family tracks their personal finances in some capacity. If a household did not keep track on their spending and savings than their life would be in shambles. The key to keeping an organized household when it comes to finances is to find the best resources that work best for you and your family. For me, I like to do everything electronically on my phone or laptop. I came across an app by the name of Setapp that offers many resources of this nature. Setapp is an app available to Mac users that gives you access to dozens of  top rated mac apps in one spot for a small monthly fee. At first I was a skeptical of the fee, but when you see the advantages that is provides than you will not be disappointed and will want to register as soon as possible. Below is a brief description of a handful of apps available on Setapp that I found helpful for personal finances.

Chronicle

One of the biggest obstacles with personal finances is timing. You have to make sure you pay all of your bills on time! With the app Chronicle which is available on Setapp you are able to track and pay bills in an easy manner by having due date reminders, payment scheduler, bill checker and budget planner. Having all of these functions in one spot is a key to personal finance success for me.

MoneyWiz

Similar to Chronicle, MoneyWiz is a great budget and bill organizer app. It allows you to track what you spend your money on and even lets you sync the app to your online banking to make things easier for you. By syncing instantly across all of your devices, it makes it real simple to quickly check your financial position at the touch of a button. It also offers specialized reports like forecasted spending to help you plan out your finances.

Home Inventory

Besides money in the bank, your net worth can include physical items. Physical items and belongings can be worth money and need to be catalogued. With the Home Inventory App available on Setapp you can keep track of the inventory in your home in an organized fashion. Cataloging your belongings with this app can be beneficial in many situations, for example you would be able to run reports to see if your home is properly insured or if all items were moved while moving homes.

Setapp allows you to access these apps as well as many others for the small monthly fee of $9.99. It simply allows you and your family to become as organized and efficient as you always hoped you could be by making it easy. Setapp can help you get a hold of personal finances, education, organization, business and many elements of your life. Try it today!

 

5 Questions To Answer Before Starting A Business

Starting a business is every bit as stressful and exciting as it sounds; even after you compare product ideas and decide which direction you want to take your business, you’re still going to have a huge number of questions about setting yourself up for success. While even the world’s most respected and well-established entrepreneurs make mistakes in their businesses and failure will inevitably be part of your process at some point, too, there are some things you can do to avoid making mistakes in your startup as much as possible.

  1. What Idea is Best for You?

Some people are going into business because they have a passion project they want to pursue. That’s not a bad reason for going into business, but if you don’t have a product, service, or idea you’re feeling super enthusiastic about, don’t despair. Just as many businesses are started by owners who just did their research and picked a safe bet.

You don’t want to have any second thoughts about whether you selected the right idea for your business, so should spend as much time as necessary comparing ideas. Business News Daily shares a long list of in-demand business opportunities for 2018. If you’re struggling to decide what to do, one of these ideas could be perfect for you.

Even if you have the perfect idea in mind, it’s likely you’ll still have some doubt in the back of your mind, which is natural and to be expected. The important thing is to move forward with confidence knowing you researched your idea thoroughly and are doing everything in your power to make your concept a success.

  1. What will it Cost?

It can be a challenge to work through the costs associated with starting a business. Even so, this is a step you need to take both early and often. If you don’t, you could find yourself starting (or eventually maintaining) a company that sucks you dry.

According to the Ewing Marion Kauffman Foundation, the average cost to start a business from scratch is $30,000. Even though this is a lot of money, you may find you can get your company started for much less. For instance, if you choose to run an online store from the comfort of your home, you probably won’t spend anywhere close to that amount. With the advent of the internet and the increasing demand for online shopping, it’s possible to establish a business with little more than a smartphone and internet access.

  1. Where will You Turn for Funding?

There are people out there who have all the money they need to start a business, and more power to them, but most of us are going to need a little extra help to keep things moving in the right direction. If you require outside funding to launch your business idea, take the time to learn about the many different types of business loans available to you. There are traditional term loans, business lines of credit, equipment loans, and many more to consider, each with their own pros and cons.

Alternatively, you may be able to use other funding to keep momentum; many entrepreneurs find friends and family are willing to pitch in, and platforms like Kickstarter have made it easier than ever to crowdsource funding for a great idea.

  1. Do You Need to Hire Help?

This is a big question you need to tackle early on; while many entrepreneurs will be able to keep their business afloat for a period of time without any extra hands on deck, almost every business is going to need an employee or two at some point in the process. In fact, many business owners find they need to bring on help from day one.

Monster.com shares a variety of tips for hiring the right person for your open position, but the most important thing to remember is never to make the mistake of hiring just anyone. Be patient and wait for the right fit, as employee turnover is expensive and time-consuming.

  1. Will You Work From Home or a Traditional Office?

There are pros and cons to both options, so you’ll want to carefully consider your decision. For example, working at home provides you with a high level of flexibility. That’s why there are approximately 38 million home-based businesses in the United States alone.

On the flipside, it can be hard to get into a “work groove” when you never leave the house, and many people struggle to be productive at home. This may push you toward renting traditional office space. There is no right or wrong answer to this question, so make the decision that’s best for your personality, your new company, and the way you want to work.

What burning questions do you have about starting your own business? Ask them in the comments!

Do you own a small business? Here are 10 questions you should be asking your insurance agent.

If you own a small business one of your largest expenses is commercial insurance.  In most states general liability and workers’ compensation are required by law.  Other coverages are dependent upon the industry you operate in and the amount of risk your business is willing to take on.  There are many aspects that go in to this decision and partnering with a trusted and experienced independent insurance agent can help you save immensely on commercial insurance.  Taking some extra time to speak with this agent about all aspects of your business is important as well.  Here are 10 questions you should ask any potential insurance agent.

What is your experience and do you have any credentials? 

Experience and credentials can be used not only as a litmus test, but they can tell you a little about the experience and the knowledge of your broker.  You should not discredit a young or inexperienced agent automatically.  An agent with limited experience can make up for that with enthusiasm and energy.  A more established agent might not be as hungry for your new business and as a result they may not give you the specialized attention you need. The main thing is to get to know your broker beyond the basic information on her card or website.

Do you personalize policies?

Depending upon your industry this can be extremely important.  Many insurance carriers offer cookie cutter business owner packages and they do not deviate from those packages.  This is good for some businesses because carriers have insight through their history of claims what policies each industry may or may not need.  If you are a start-up or you have no employees this may not be necessary.  For instance, if you are a photographer who works from home you may not have a need for workers compensation coverage.  If you are in another industry where you do not own or operate any vehicles you do not need commercial auto.  Some agencies and carriers are more flexible with you when it comes to adding or subtracting coverages.  This is important to know before you purchase coverages you do not need.

Are there flexible payment options?

Pay as You Go Workers Comp Insurance Coverage is one option that can help businesses pay for their coverage monthly based on payroll instead of in one lump sum.  Pay as You Go Workers’ Compensation benefits businesses by freeing up cash for more immediate business needs, by preventing over or under paying and by drastically lowering the likelihood of a mid-term audit by your insurance carrier.  This is especially helpful for cash strapped or seasonal businesses.

How much does my policy cover?

What you are actually asking your agent is, “What are my policy limits?” A limit is the total amount your policy can pay out. For General Liability Policies there are two ways in which limits are paid:  Aggregate limit is the most your policy will pay in a single year for all claims.  Occurrence limit is the amount your policy can pay for any single claim.  Which type of policy you want for your business really depends on the types of risks you face and how much risk you are willing to take on.  Taking on more risk will help lower your premium, but will make you have to foot more of the bill when a claim does occur.  This is why it is important to take some extra time to speak long and honestly with your agent about your business and what types of risks you are comfortable with.

Can I get more coverage?

An Umbrella Insurance Policy is the best way to supplement your General Liability Coverage.  This policy will kick in when the limits of your other policies have been reached. You can purchase Umbrella coverage in increments of $1 million, and it’s often a cost-effective way to fulfill liability insurance requirements in client contracts.  It is crucial to understand that an umbrella policy only kicks in for a covered loss.  If you live somewhere with a common risk of natural disasters, like hurricanes or tornadoes, those disasters have to be covered separately. An umbrella policy will not kick if the claim is not covered by the initial policy.

Is it worth my time to implement an in-depth safety program?

The simple answer to this question is yes, it is always worth your time and effort to implement and effective safety program.  Having a safety program in place will cut down on the number and severity of injuries to your workforce.  The safety of your workforce should always be at the heart of your businesses mission.  A healthy workforce is a happy and productive workforce.  This program can also keep down what your business pays for workers compensation premium.   The program does not have to be excessively time consuming.  Including this in a weekly or monthly huddle can make a difference in the injury outcomes of your employees.

Do I really need Commercial Auto Insurance?

The answer to this question really depends on the operations of your business.  If you own and operate cars as a part of your daily business than yes, you absolutely need commercial auto coverage.  If you have employees who use their own cars for work or who drive rental cars from time to time you can cover them with a hired and non-owned auto policy.  If you have employees who drive their own car as part of their job duties, their personal auto policies will cover the damages to their car, but not the liability to other cars if the accident is there fault.  That liability falls on the business because the reason the car was at the location of the accident was because of an action of the business.

Do I really need Cyber Insurance?

Again this policy completely depends on the operations of your business.  It is important to speak long and honestly with your insurance agent about all of the electronic devices any of your employees use.  There may be risks hiding in places you might not realize.  The great thing about a good insurance agent is that they not only interact with small businesses when they purchase insurance for their business, but they also speak with business owners when bad things happen.  They can use those experiences to help you prepare for those times when bad things happen to your business. They should be able to prepare you for risks you do not even know you face.

Am I classified properly for workers’ compensation?

This is extremely important for your business cash flow. Especially, if you operate in an industry with several different areas of operation.  If you do, you need to ensure the agent classifies your business properly.  They are in the business of analyzing risk.  If you do not tell them all of your risks, then it is in their best interest to assume your business is taking on more risk.  If you do not give your agent enough information they may place your business in a riskier classification code.  This can have an enormous impact on what you pay for general liability and workers compensation insurance.   Taking just a few extra minutes to explain exactly what your business does and does not do, can save you immensely when it comes to premium.

How can I lower my premium?

If lowering your premium is a priority than tell that to your agent.  Agents interacting with a lot of people who operate in a lot of different industries and who have a lot of different priorities.  Some business owners just want their policy and they want it quickly so they can get back to running their business. To that business owner price may not be at the top of their priority list.  Other business owners may want to insure their business to the absolute largest limits possible, while other business owners are comfortable taking on more risk.  Where ever you are on this spectrum, tell that to your agent.  Let them know what is important to you and they can better serve your needs.

Bio

Mitchell Sharp is a Marketing Associate for Workers Compensation Shop.com. Mitchell is a Missouri Boy and a Carolina Man. He has a deep passion for social media and content marketing. Mitchell would like to use his knowledge of these subjects to benefit small business owners.

How to Generate Passive Income?

With the ever-increasing prices that we experience nowadays, it is now more important than ever to have another income stream.

Did you know that you can generate income passively while you’re doing your main work? A lot of people want to invest in something that will help them make more income so that they can get by through life.

If you are interested to know how you can generate passive income, then you’ve come to the right article. I am here to tell you how you can do that!

Sell Your Stuff

One way to earn money is to look at all of your belongings and see if there is something that you can sell. Most, if not all, people have some things that they really do not need anymore and it is only collecting dust.

After you’ve acquired all of the things that you can sell, you can then go to a flea market and sell your wares there. The money that you will get from selling in flea markets ultimately depends on what you sell.

To make better profits, ask the other sellers in the area to see how much they’re selling the stuff that you might also own as well so that you can adjust your price accordingly.

Join in Affiliate Marketing

If you own a blog or a website where you place all your thoughts into writing, then you might want to sign up for affiliate marketing.

Basically, affiliate marketing is where you allow companies to place ads on your blog or website. Each time someone visits your site, you will generate some profit.

The cash that you will earn will depend on how much traffic you get per day. So, do all the things necessary to make sure that people will flock to your blog so that you will continuously earn more money!

Get into Real Estate

The Real Estate business has been booming as of late and it would be wise to join in to generate a fortune! You can either bid on houses and get it fixed to sell for profit, or you can buy buildings and homes and allow it to be rented by other people.

Of course, it would require capital to buy buildings and to also beautify them. If you need more cash, you can get more if you avail a cash advance scheme.

Answer Some Surveys!

Researchers are always available out there. They hand out surveys that you can participate in order for you to earn some money.

Even though this might not be as lucrative as the other options, answering surveys can be quite fun and you might also learn a thing or two about yourself and other subjects as well.

Conclusion

Generating a passive income stream allows you to save up more money for the future. Whether it is saving money for your retirement or you’re planning to buy something that you’ve always dreamed of, getting more money through other means is always a great choice!

6 Tips for Safely Evacuating During a Natural Disaster

Natural disasters are a frightening concept for all people. Pretty much every part of the world is susceptible to at least one form of disaster. This means that you need to have some idea of what you’ll do if you need to evacuate in an emergency situation. Here are six tips for safely evacuating during a natural disaster.

Create an Evacuation Plan Beforehand

The best way to safely escape a natural disaster is to be prepared for it. You should try to create an emergency evacuation plan for yourself and your family. The first step to putting together an emergency plan is to identify what’s mostly likely to affect you. Your geographic location will play a huge role in this. For example, if you live in Florida or the Gulf Coast, you will want to be mindful of hurricanes. People in California should have a plan in the event of an earthquake or wildfire. Once you have identified the main dangers, you can create detailed plans for how to get out in various scenarios.

Stay Informed on Emergency Updates

You will want to get continual updates during the evacuation process. However, if you’re without power or cell service, you might not be able to use your phone for this. It’s a good idea to have some sort of backup information source in case you need to evacuate. Battery-powered radios are a great option for people looking to stay in the loop.

Prepare Your Home Only if you have Time

You don’t want to leave your home exposed to the natural disaster. But you need to remember that your home is not more important than your life, or the lives of your loved ones. Sometimes, there will be time for you to prepare for the worst. For example, boarding up windows and doors can help prevent wind damage. You may also save family valuables by getting them to high ground in flood waters. These things, however, can’t be your first priority. Compare homeowners insurance quotes online to see how different policies will cover you in the event of a natural disaster.

Bring Your Personal Documents

Personal documentation is the key to your identity. Things like social security cards and other IDs should be brought with you in the event of an evacuation. First, you don’t want these things to be destroyed. It can be difficult to have them replaced. Additionally, people might try to break into your home while you’re away. If they find crucial documents, they may be able to steal your identity.

Bring First Aid, Food, and Water

There are a few things that are especially useful during an evacuation scenario. These are first aid, food, and water. All three of these can mean the difference between life and death if you’re in a dangerous situation. Clean water can be particularly difficult to come by in the aftermath of a disaster. Make sure to ration your emergency supplies so you don’t run out right away.

Know Your Escape Route and Destination

It’s wise to know exactly where you’re going to go when disaster strikes. You might not want to take the major highways, as these will probably be congested with other people desperately trying to escape. Take some time to identify the best route for arriving at your predetermined destination. This will greatly improve your chances of a safe evacuation.

Natural disasters can strike at any time. There’s no way for humans to negate the damaging effects of these catastrophes. However, you can prepare yourself by knowing how to safely evacuation during a disaster.