Like many bloggers that start blogging because they want to be accountable to themselves to right the financial ship, I had an issue with overspending on credit cards. Though I didnt think it was that bad (5k is going to be like one paycheck when I get a real job – foolish, I know), it was. So after got a real job and realized that it wasn’t all sunshine and roses, I started to get accountable, created this site, got 2 jobs and started to pay down my credit cards. While it wasnt all easy, I did do it, and even wrote a break up letter to my credit cards after I paid the last one off. I went for a while just using my debit card, but the promise of frequent flyer miles enticed me too much. I had reformed, I told myself, and as long as I paid the card off when the bill came i’d get the miles and more secure transactions. Not only that, I had already earned a free flight this way while I was in debt by transferring a balance to a 0% credit card.
It didnt take long for me to start reading into it more and make the plunge – some of you may have gotten the 75k american airline miles card with citi bank, and I did that, put all my purchases on it until I reached the limit and closed it. I kept up with this miles and points game, waiting for the next huge deal. They started to come fast and furious, but eventually I got the british airways card that gave me 100k miles after spending 2,500 bucks! There were so many things I could do, so many places I could go by earning all those miles. Just like the other one I put all my purchases on it, but this time I didnt close it – I knew I was going to get engaged soon, and that would require a honeymoon – so I started reading up on how to use these points.
After a lot of reading and a lot of searching and talking with H, I gave her a few options for places to go and she picked one so I started to look at flights. After a while I found out ways to make the most of the miles by getting stopovers on the way to our destination. While I’ve been trying (and doing well so far) at my no spend november having to do this totally ruined it. Unfortunately, it had to be done by november 16, when all of the miles and points guru’s suspect that british airways is going to hugely devalue the miles – making the trip that I ended up booking impossible with the amount of miles that I had. I figure that I’d have to spend this money anyway, but I didnt realize how much of a deal I was getting.
H and I are going to thailand for our honeymoon (we had some pictures taken while we were there by a friend)and are also spending 4 days in tokyo. As of right now, our flights would have cost almost $4,000 for both of us, but I paid around $1,400 in fees for both of us, saving about $3,600. Unfortunately, the way things worked out we still need to purchase round trip tickets to Los Angeles to kick off the trip, but I dont think those will be too bad. If I want, I also have miles for those because of all the traveling that I was doing this summer. While this did put a huge crimp in my no spend november, I dont think there would have been any way we would have been able to go where we are going without spending the money to book now. There were other options that could have been cheap, but I have never been to asia and wanted to go, and so did H – so we figured this would be a fun time.
All in all – this was just too good to pass up. I’m excited to see the sights of tokyo and bangkok and spend a lot of quality time with my new wife!
Readers: Where did you go for your honeymoon? How long were you there? Were you able to leverage some good deals, or did you just pay full price?
ps – I was not the only blogger in the pf blogosphere that took advantage of this exact deal for their honeymoon. Check out how well heeled got hers booked!