The Shocking Truth About Gift Cards

Everyone loves gift cards. They’ve rapidly become a favorite way to give presents; they’re classier than cash but offer the flexibility of letting recipients pick out their own gift. Sales via gift cards surge incredible around major holidays. Here are some gift card facts that may surprise you.

Gift Cards Aren’t Just for Enormous Chains

If you thought only international corporations had the ability to create their own gift cards, think again. With many cutting-edge payment systems – the Clover POS system for example – you can brand your own gift cards and even add funds to them with the touch of a button.

Gift Cards Are Inexpensive

If you’re already partnered with a merchant payments provider, there’s a good chance incorporating the equipment needed to offer gift cards either won’t cost you a dime or will be very price-friendly – expect around $1.00-$1.50 max per card.

Gift Cards Boost Your Brand Loyalty Significantly

Many POS providers, such as Revel Systems, allow you to create custom gift card designs that show off your brand name prominently. They also help you create everything from periodic sales to special promotions, point rewards and other exciting deals customers love.

Clients Spend More When Paying With Gift Cards

Gifts stimulate people psychologically to want to spend. They willingly reach towards big ticket items. It’s rare that customers will find an item matching their card’s value perfectly, so most overspend. They don’t feel guilty about going $15-$20 or more over the limit because they view it as free money.

You Can Accept Gift Card Payments Online

Some POS systems come integrated with mobile payment options that allow you to handle all types of e-commerce and even set up your own website. When customers can shop your store without leaving the house, and pay with a gift card, it’s win-win for them and you.

Take the plunge into setting up your own gift card rewards system. Gift cards make customers happy and deliver free advertising – not to mention word-of-mouth promotion from those happy customers. The best part is that there’s only one place they can spend it: that’s right, your store.

Summer Day Trips

When summer rolls around, everyone has the same thought. What can we do? Summer is the time to enjoy time off, enjoy the weather, and enjoy going places. When you are trying to find places to go it can either be visiting family/friends, going on vacation or even just day trips for new experiences. When kids are involved you especially want to do what you can to make their summers memorable. Day trips can be perfect for this because they allow you tackle multiple locations in a short period of time making summer time buckets of fun. Below are some options of day trips that you can do with your family.

Beaches

One option for a day trip are beaches. The beach (if you are fortunate to be within driving distance to one) is always a good time and can be done in a day if planned properly. It can be a day of relaxing if you don’t have kids or a day of fun if kids are involved. Be sure to explore where you can have a homebase like a bathroom or such for you to change and rinse off before heading home. Some beaches offer chair and umbrella rentals to make the day trip planning even more easy. It will allow you to relax and enjoy reading a book, play a game on your phone like Promo code from Tropicana casino, or read a magazine. You can also visit restaurants for breakfast, lunch and dinner before heading home.

Parks

Parks are another option for day trips. Not only are there national or state parks that can offer you a good time but you can also simply look up well known playgrounds in the driving area that are worth the trip. State parks are often a good option if you would like to hike or take in the beauty of waterfalls or landmarks. Kids often like to try out new turf and take in new playgrounds as well.

Amusement Parks

Amusements parks are also a fun option. All throughout the country you can find various forms of amusement parks, water parks, zoos, aquariums, etc. that can be fun to drive to and visit. All are different in their own way. They often offer discounts as well in the summer. Some local libraries offer discount tickets or even free tickets for you to reserve.

Shopping

There are often good shopping venues  to explore. There are a lot of outlets that are outside so you can walk around and enjoy the weather as well. There are also malls that may be worth the drive to explore on a rain day.

Take these tips to start planning your summer bucket list and have the best summer of your life!

Places to visit in Sacramento: Tourist Attractions in Sacramento:

If by any chance, you happen to be in California this summer. Then you can definitely have a great time if you know where to go in Sacramento. But fret not; we have done a thorough research to bring out the best places worth visiting in Sacramento.

Fairytales Town where your childhood is back:

This park should be on your bucket list. It will bring your childhood back to life again. This park is full of different sections; each representing a different fairytale or nursery rhyme play-set. This park has a total 25 play-sets which consist of different fairy tales and nursery rhymes; taking you back to the good old days when you were a kid. Fairytale Town has been educating and inspiring children for more than 50 years. It is located on the Land Park drive near the Sacramento Zoo.

Take a trip over the Tower Bridge:

It is one of the oldest bridges in the U.S built in 1935; it is definitely a place worth visiting while you’re in Sacramento. It is also known as the Sacramento River Bridge as it connects Sacramento country in the east to West Sacramento in Yolo County. It’s a great place to drive to but when you’re driving, make sure that you are following the traffic rules otherwise you’ll be caught and then you’ll be requiring the services of traffic ticket lawyers to bail yourself out. On this note, you can always rely on ticket lawyer Sacramento to help you.

The Abandoned Sutter’s Fort:

This fort was constructed in 1839 by John Sutter. It was the main centre of attraction in California before the start of the Goldrush. The gold was discovered 45 miles away from the fort and after the start of a Gold rush, the fort was abandoned. Now this fort has been declared as a National Historic Landmark. The fort is a place worth visiting, with its two storey adobe structure building.

California Automobile Museum:

This museum was founded by a group of volunteers in 1982. At the starting, the museum was the house to the biggest collection of Fords but now all sorts of automobiles can be seen in the museum. It is one of its kind and a major tourist attraction in Sacramento because of its truly diverse and exciting collection of cars.

Reliving the old times in Sacramento State Historic Park:

This 28 acres park covers all the area of old Sacramento business centre of 1850’s. It consists of all the buildings made during the Gold Rush including the famous Eagle Theater. These buildings at the Waterfront have seen history including floods, fire, to the political ups and downs. This area has become a massive tourist attraction for those who are keen to study the history of California.

The California State Rail-Road Museum:

We know that Sacramento is the home to fascinating attractions and museums. Out of all these, the California State Rail-Road museum is one of the most popular ones. Each year more than 50,000 people come over to visit this museum. This museum will take you back in time, to the discovery of train. You can find many used locomotives and railroad cars that were in use throughout the State in the past. There are six buildings in this museum; overall the museum covers an area of 225,000 square feet.

California State Indian Museum:

This museum was opened in 1940’s to tell the people about the native Indian tribe that used to live in the State of California. The museum has three sections showing different themes like; family, nature and spirit which were important to the Indians. The museum is full of photographs and artifacts showing the lives of native Indians and how they used to prosper in this State thousand of years ago.

7 ways to manage your money better now

Managing money is somewhat of an art form and in this day and age it’s difficult to hold on to. Our economy is based on relentless consumption and instant gratification, which makes saving and living within your means a difficult challenge.

However, there are ways you can manage your money better right away. Here are seven tips to help you get on top of your finances quick:

1. Sell unnecessary stuff

There’s a good chance your clutter is worth more than you think. Listing an old device to sell on eBay or signing up for an online pawn brokerage could help you get instant cash for stuff you no longer need. It’s probably the most convenient way to inject cash back into your pocket.

2. Cash Loans

A short term injection of cash could help you manage your finances better. You could apply for a cash loan from a service like Cash Stop to pay the bills, meet business obligations, and buy necessities before your pay check arrives. A small loan you can easily pay back will help you cover the gaps in your finances efficiently.

3. Track your spending

Downloading an app takes less than 30 seconds, and that’s all you need to start tracking your daily and weekly spending. Mint is probably the best app for regular budgets, but you could take a DIY approach and create a spreadsheet on your phone. The trick is to make the tracker automated and easily accessible, so that you never miss a dime of spending. Tracking your spending is a great way to become instantly conservative and more analytical with your spending habits.

4. Join your accounts with your partner

A joint account doubles your resources and gives you a better base to manage your cash flows. If your partner is better at managing cash than you, just delegate all your financial responsibilities to them. A joint account makes it easier to spend on household bills and children.

5. Consolidate your debts

The average person deals with various forms of debt with different rates of interest. Probably the best way to manage your finances is to bring all your loans and credit card balances together and pay them off with a single loan. By consolidating your debt, you make payments easier to manage and reduce the overall interest rate on your borrowings.

6. Get rid of recurring payments

Recurring payments are a drain on your bank account. Most people sign up to many unnecessary subscriptions and memberships, and eventually keep paying fees years after they’ve stopped using the service. Weed out these frivolous expenses and cut your recurring bills down to the basics.

7. Create an emergency fund

Every family needs an emergency fund. This is a pool of cash that’s big enough to sustain your family for six months. An emergency fund can help you meet sudden medical expenses and deal with professional hiccups without denting your lifestyle. As a parent, it is your responsibility to keep this emergency fund well-funded and secure.

8. Use cash

Using cash instead of bank cards is a great way to control your urge to spend. If you give yourself $50, you can stick to a budget more easily. Try to take a fixed amount every time you go grocery shopping or redecorating.

By using cash, selling old stuff, and modifying your debt, you can instantly take a step closer to financial freedom.

5 Questions To Answer Before Starting A Business

Starting a business is every bit as stressful and exciting as it sounds; even after you compare product ideas and decide which direction you want to take your business, you’re still going to have a huge number of questions about setting yourself up for success. While even the world’s most respected and well-established entrepreneurs make mistakes in their businesses and failure will inevitably be part of your process at some point, too, there are some things you can do to avoid making mistakes in your startup as much as possible.

  1. What Idea is Best for You?

Some people are going into business because they have a passion project they want to pursue. That’s not a bad reason for going into business, but if you don’t have a product, service, or idea you’re feeling super enthusiastic about, don’t despair. Just as many businesses are started by owners who just did their research and picked a safe bet.

You don’t want to have any second thoughts about whether you selected the right idea for your business, so should spend as much time as necessary comparing ideas. Business News Daily shares a long list of in-demand business opportunities for 2018. If you’re struggling to decide what to do, one of these ideas could be perfect for you.

Even if you have the perfect idea in mind, it’s likely you’ll still have some doubt in the back of your mind, which is natural and to be expected. The important thing is to move forward with confidence knowing you researched your idea thoroughly and are doing everything in your power to make your concept a success.

  1. What will it Cost?

It can be a challenge to work through the costs associated with starting a business. Even so, this is a step you need to take both early and often. If you don’t, you could find yourself starting (or eventually maintaining) a company that sucks you dry.

According to the Ewing Marion Kauffman Foundation, the average cost to start a business from scratch is $30,000. Even though this is a lot of money, you may find you can get your company started for much less. For instance, if you choose to run an online store from the comfort of your home, you probably won’t spend anywhere close to that amount. With the advent of the internet and the increasing demand for online shopping, it’s possible to establish a business with little more than a smartphone and internet access.

  1. Where will You Turn for Funding?

There are people out there who have all the money they need to start a business, and more power to them, but most of us are going to need a little extra help to keep things moving in the right direction. If you require outside funding to launch your business idea, take the time to learn about the many different types of business loans available to you. There are traditional term loans, business lines of credit, equipment loans, and many more to consider, each with their own pros and cons.

Alternatively, you may be able to use other funding to keep momentum; many entrepreneurs find friends and family are willing to pitch in, and platforms like Kickstarter have made it easier than ever to crowdsource funding for a great idea.

  1. Do You Need to Hire Help?

This is a big question you need to tackle early on; while many entrepreneurs will be able to keep their business afloat for a period of time without any extra hands on deck, almost every business is going to need an employee or two at some point in the process. In fact, many business owners find they need to bring on help from day one.

Monster.com shares a variety of tips for hiring the right person for your open position, but the most important thing to remember is never to make the mistake of hiring just anyone. Be patient and wait for the right fit, as employee turnover is expensive and time-consuming.

  1. Will You Work From Home or a Traditional Office?

There are pros and cons to both options, so you’ll want to carefully consider your decision. For example, working at home provides you with a high level of flexibility. That’s why there are approximately 38 million home-based businesses in the United States alone.

On the flipside, it can be hard to get into a “work groove” when you never leave the house, and many people struggle to be productive at home. This may push you toward renting traditional office space. There is no right or wrong answer to this question, so make the decision that’s best for your personality, your new company, and the way you want to work.

What burning questions do you have about starting your own business? Ask them in the comments!

How to Generate Passive Income?

With the ever-increasing prices that we experience nowadays, it is now more important than ever to have another income stream.

Did you know that you can generate income passively while you’re doing your main work? A lot of people want to invest in something that will help them make more income so that they can get by through life.

If you are interested to know how you can generate passive income, then you’ve come to the right article. I am here to tell you how you can do that!

Sell Your Stuff

One way to earn money is to look at all of your belongings and see if there is something that you can sell. Most, if not all, people have some things that they really do not need anymore and it is only collecting dust.

After you’ve acquired all of the things that you can sell, you can then go to a flea market and sell your wares there. The money that you will get from selling in flea markets ultimately depends on what you sell.

To make better profits, ask the other sellers in the area to see how much they’re selling the stuff that you might also own as well so that you can adjust your price accordingly.

Join in Affiliate Marketing

If you own a blog or a website where you place all your thoughts into writing, then you might want to sign up for affiliate marketing.

Basically, affiliate marketing is where you allow companies to place ads on your blog or website. Each time someone visits your site, you will generate some profit.

The cash that you will earn will depend on how much traffic you get per day. So, do all the things necessary to make sure that people will flock to your blog so that you will continuously earn more money!

Get into Real Estate

The Real Estate business has been booming as of late and it would be wise to join in to generate a fortune! You can either bid on houses and get it fixed to sell for profit, or you can buy buildings and homes and allow it to be rented by other people.

Of course, it would require capital to buy buildings and to also beautify them. If you need more cash, you can get more if you avail a cash advance scheme.

Answer Some Surveys!

Researchers are always available out there. They hand out surveys that you can participate in order for you to earn some money.

Even though this might not be as lucrative as the other options, answering surveys can be quite fun and you might also learn a thing or two about yourself and other subjects as well.

Conclusion

Generating a passive income stream allows you to save up more money for the future. Whether it is saving money for your retirement or you’re planning to buy something that you’ve always dreamed of, getting more money through other means is always a great choice!

6 Tips for Safely Evacuating During a Natural Disaster

Natural disasters are a frightening concept for all people. Pretty much every part of the world is susceptible to at least one form of disaster. This means that you need to have some idea of what you’ll do if you need to evacuate in an emergency situation. Here are six tips for safely evacuating during a natural disaster.

Create an Evacuation Plan Beforehand

The best way to safely escape a natural disaster is to be prepared for it. You should try to create an emergency evacuation plan for yourself and your family. The first step to putting together an emergency plan is to identify what’s mostly likely to affect you. Your geographic location will play a huge role in this. For example, if you live in Florida or the Gulf Coast, you will want to be mindful of hurricanes. People in California should have a plan in the event of an earthquake or wildfire. Once you have identified the main dangers, you can create detailed plans for how to get out in various scenarios.

Stay Informed on Emergency Updates

You will want to get continual updates during the evacuation process. However, if you’re without power or cell service, you might not be able to use your phone for this. It’s a good idea to have some sort of backup information source in case you need to evacuate. Battery-powered radios are a great option for people looking to stay in the loop.

Prepare Your Home Only if you have Time

You don’t want to leave your home exposed to the natural disaster. But you need to remember that your home is not more important than your life, or the lives of your loved ones. Sometimes, there will be time for you to prepare for the worst. For example, boarding up windows and doors can help prevent wind damage. You may also save family valuables by getting them to high ground in flood waters. These things, however, can’t be your first priority. Compare homeowners insurance quotes online to see how different policies will cover you in the event of a natural disaster.

Bring Your Personal Documents

Personal documentation is the key to your identity. Things like social security cards and other IDs should be brought with you in the event of an evacuation. First, you don’t want these things to be destroyed. It can be difficult to have them replaced. Additionally, people might try to break into your home while you’re away. If they find crucial documents, they may be able to steal your identity.

Bring First Aid, Food, and Water

There are a few things that are especially useful during an evacuation scenario. These are first aid, food, and water. All three of these can mean the difference between life and death if you’re in a dangerous situation. Clean water can be particularly difficult to come by in the aftermath of a disaster. Make sure to ration your emergency supplies so you don’t run out right away.

Know Your Escape Route and Destination

It’s wise to know exactly where you’re going to go when disaster strikes. You might not want to take the major highways, as these will probably be congested with other people desperately trying to escape. Take some time to identify the best route for arriving at your predetermined destination. This will greatly improve your chances of a safe evacuation.

Natural disasters can strike at any time. There’s no way for humans to negate the damaging effects of these catastrophes. However, you can prepare yourself by knowing how to safely evacuation during a disaster.