This is all the debt I’ve got left to pay. It used to include more student loans and credit cards but those have since been payed off.
Great Lakes Loan $11,062 157 ($95) I hate this loan. It never goes down. I got my tax form from them this year, and I paid them over 1,000 in interest. It looks like that tax write off kept me in the green for 2012! Even though I was happy about being in the green for taxes in 2012, that small win does not offset the 11k+ debt I had to carry for it.
Ford Credit: $8,560 ($301): This is my next target. In order to keep myself motivated to pay off this goal, I decided to set myself a mini goal. Finally, the needle is moving on this. I got my refund from the direct loan screw up (I cancelled my auto payment, paid it off, then they took the auto pay anyway), so I sent that $50 to the truck. I also got my tax return earlier than expected, and once the student loan money clears, I’ll send the 120 from my tax refund. It looks like I’ll be able to send them another big payment this month, but I’m not sure of the exact number yet. This is the first time since November, 2010 that I’ve made an extra payment to my debt, not counting the insurance check I got from the hail storm.
Total Debt: 19,623 (first time under 20k since my Undergraduate days!)
Though the year is out, i’m still going to keep this going in my monthly reviews. Since I’ve got a goal of running a marathon for next year, I’ll be counting runs in this as well. I’ve been continuing my weight lifting regimen as well as doing my marathon training, so I’ve been something of an exercise rat as of late. My week typically has 4 runs (3 short, 1 long) and 5 weightlifting workouts. I usually do the weights before work at the gym in the morning, and my short runs Tuesday, Wednesday and Thursday, with the long run on Saturday. The weather was fairly cooperative this month (considering it’s february) and I only had to run inside about 4 days – though there were some times that I probably should have ran inside.
Goal Workouts: 20
In this number of goal workouts, I’m counting my visits to the gym, my running (priming for marathon training) and also my hunting.
Total Visits: 35
In terms of the gym, this was another great month. I still have yet to break my working out streak, and I can assure you that the streak was the only thing that pushed me to the gym at least one time this month.
This month, in an effort to save some money and start eating what food H and I have, I started a Meat Challenge and a Grocery Store Challenge. Right now, the Grocery store challenge has yet to start because it will start when we get our CSA.
After the meat challenge post, I decided on a start date, went to the store and got some on-sale meats (salmon and shrimp) for the freezer, and have been doing just fine so far!